514 S Hackett Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 514 S Hackett Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,161 sqft · built 1952
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Feb 2025)
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-20-276-012`

Property Details

APN / Parcel Number

Primary APN	`8913-20-276-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area
1st Floor Area	1,161 sqft
Basement Area	1,161 sqft
Finished Basement	925 sqft
Game Room	Game Room
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,776 sqft
Parking Spaces	7 Parking Spaces
Patio Area	135 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	514 S HACKETT RD
City	WATERLOO
State	IA
Zip	50701-5631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HILL SUBDIVISION IN SEC 20 T 89 R 13 WEST OF THE FIFTH PRINCIPAL MERIDIAN LOT 10 EXC E 10 FT
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	FOREST HILL SUBDIVISION
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2040
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 S HACKETT RD, WATERLOO, IA 50701-5631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Feb 20, 2025	Warranty Deed, Transfer · Conventional Mortgage CEDAR FALLS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Document Number	20252335
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	514 S HACKETT RD, WATERLOO, IA 50701-5631
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100015978
Date	Jan 28, 2021
Instrument	202100015978

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	514 S HACKETT RD, WATERLOO, IA 50701-5631
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 S HACKETT RD, WATERLOO, IA 50701-5631

Mortgage

Document Number	202200020827
Date	Apr 27, 2022
Instrument	202200020827

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 20, 2025
Property Address	514 S HACKETT RD, WATERLOO, IA 50701-5631
Document Number	0202502335
Instrument Date	Feb 19, 2025
Instrument	2025-02335
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 S HACKETT RD, WATERLOO, IA 50701-5631

Mortgage

Document Number	0202502336
Date	Feb 20, 2025
Instrument	2025-02336

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,302.00 (+4.37%) Homeowner's exemption	$270,720 (+7.07%) Land $42,000 Building $228,720	$270,720 (+7.07%) Land $42,000 Building $228,720
2024	$5,080.00 (+26.81%)
2023		$252,850 (+29.91%) Land $42,000 Building $210,850	$252,850 (+29.91%) Land $42,000 Building $210,850
2022	$4,006.00 Homeowner's exemption	$194,640 Land $42,000 Building $152,640
2021			$194,640 Land $42,000 Building $152,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

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