Rock County property record for 514 S Freeman Ave, Luverne, MN 56156
| Property Type | Single Family Home |
|---|---|
| Details | 1,188 sqft · built 1972 |
| Lot Size | 0.529 acres (23,042 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,028 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2020 Mortgage |
| APN | 20-0163-000 |
| Primary APN | 20-0163-000 |
|---|
| Building Area | 1,188 sqft Living Area |
|---|---|
| Basement Area | 338 sqft |
| Finished Basement | 338 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 23,042 sqft (0.529 acres) |
| Garage Type | Mixed |
| Garage Area | 1,160 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 353 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 514 S FREEMAN AVE |
|---|---|
| City | LUVERNE |
| State | MN |
| Zip | 56156-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 90' OF E 240' OF OUTLOT 14 & VAC. ALLEY |
| Legal Subdivision | KNISS OUTLOT ANNEX |
| Jurisdiction | ROCK MN |
| Township / Civil Division | LUVERNE |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 570300 |
514 S Freeman Ave is owned and occupied by an individual who acquired it in November 2010.
Source: Rock County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 S FREEMAN AVE, LUVERNE, MN 56156-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SAVINGS BANK |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 2, 2010 |
| Transfer Doc | 175060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK MN |
| Property Address | 514 S FREEMAN AVE, LUVERNE, MN 56156-2007 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200349 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 200349 |
| Name | SECURITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK MN |
| Property Address | 514 S FREEMAN AVE, LUVERNE, MN 56156-2007 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 196811 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 196811 |
| Name | SECURITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 514 S Freeman Ave was $2,028, up 5.1% from the year before.
Source: Rock County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rock County |
| Municipality | Luverne City |
| Unified School District | Luverne Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,028.00 (+5.08%) | $207,500 (+3.08%) Land $6,500 Building $201,000 | $207,500 (+3.08%) Land $6,500 Building $201,000 |
| 2025 | $1,930.00 | $201,300 Land $6,500 Building $194,800 | $201,300 Land $6,500 Building $194,800 |
| 2023 | $1,780.00 | $174,100 Land $6,500 Building $167,600 | $174,100 Land $6,500 Building $167,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 514 S Freeman Ave; there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 S Freeman Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Luverne serves 4,946 people · EPA ID MN1670004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures