Cook County property record for 514 S Elmhurst Rd, Mount Prospect, IL 60056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,243 sqft · built 1955 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jul 2001) |
| Tax Bill | $7,433 (2023) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-11-420-017 |
| Primary APN | 08-11-420-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,243 sqft Living Area |
| 1st Floor Area | 1,243 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 514 S ELMHURST RD |
|---|---|
| City | MOUNT PROSPECT |
| State | IL |
| Zip | 60056-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PROSPECT) PARK (COUNTRY)(CLUB) SUB OF SE OF SEC 11 & S 15 ACS OF EH OF NE SEC 11-41-11 |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 11 |
| Legal Subdivision | PROSPECT PARK COUNTRY CLUB |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 805001 |
514 S Elmhurst Rd is owned and occupied by an individual who bought it in July 2001.
Source: Cook County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 S ELMHURST RD, MOUNT PROSPECT, IL 60056-3732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2001 · Amount on File |
| Deed Sale | Jul 6, 2001 · Amount on File |
| Deed Document Number | 200193961 |
| Prior Transfer Date | Apr 29, 1994 |
| Prior Transfer Doc | 0000000612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 5, 2026 |
| Property Address | 514 S ELMHURST RD, MOUNT PROSPECT, IL 60056-3732 |
| Document Number | 0000022038 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202622038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 514 S ELMHURST RD, MOUNT PROSPECT, IL 60056-3732 |
| Document Number | 0000022038, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202622038 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 514 S ELMHURST RD, MOUNT PROSPECT, IL 60056-3732 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 514 S ELMHURST RD, MOUNT PROSPECT, IL 60056-3732 |
| Document Number | 0020840250 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2320840250 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.69% |
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Mount Prospect Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Mount Prospect School District 57 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,000 Land $9,000 Building $26,000 | $350,000 Land $90,000 Building $260,000 | |
| 2023 | $7,433.00 (+4.41%) | ||
| 2022 | $7,119.00 Homeowner's exemption | $30,000 Land $7,500 Building $22,500 | $300,000 Land $75,000 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 514 S Elmhurst Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1987–2011) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 514 S Elmhurst Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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