514 S Cedar St, Belton, MO 64012 Property Records

Cass County property record for 514 S Cedar St, Belton, MO 64012

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,477 sqft · built 1958
Lot Size0.523 acres (22,782 sqft)
OwnerIndividual Name on File
Last Sale$195,886 (Feb 2022)
Tax Bill$6,080 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-06-14-400-001-081.000

Property Details

APN / Parcel Number

Primary APN05-06-14-400-001-081.000
Alternative APN
  • 1535500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,477 sqft Living Area
Gross Area3,262 sqft
1st Floor Area1,477 sqft
Basement Area1,477 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleA-Frame
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,782 sqft (0.523 acres)
Lot Dimensions230 ft deep x 99 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area438 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number1535500
Street Address514 S CEDAR ST
CityBELTON
StateMO
Zip64012-3043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS99 E253.6 NE NE SE EX ST
Legal Range33
Legal Township46
Legal Section14
JurisdictionCASS MO
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1001
Census Tract61300

Owner

Source: Cass County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address514 S CEDAR ST, BELTON, MO 64012-3043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Nov 27, 2023Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Feb 28, 2022Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
May 21, 2019Intrafamily Transfer, Transfer · FHA Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2022 · Amount on File
Deed SaleFeb 28, 2022 · Amount on File
Prior SaleMay 21, 2019 · Amount on File
Deed Document Number2022711879
Deed Book / Page4825 / 122
Prior Transfer DateMay 10, 2019
Prior Transfer Doc4360/120
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Recording DateApr 27, 2026
Property Address514 S CEDAR ST, BELTON, MO 64012-3043
Document Number0000783285
Book / Page5294 / 20
Instrument DateMar 10, 2026
Instrument2026783285
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 S CEDAR ST, BELTON, MO 64012-3043

Mortgage

Document Number0000783285,
DateApr 27, 2026
Book Page5294/20
Instrument2026783285
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term311 Months
DueMar 1, 2052
Interest
Rate6.09%
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Property Address514 S CEDAR ST, BELTON, MO 64012-3043
Transaction TypeMortgage
Record UpdatedDec 8, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 S CEDAR ST, BELTON, MO 64012-3043

Mortgage

Document Number005013/103
DateNov 27, 2023
Book Page5013/103
Instrument742906
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92186
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term340 Months
DueMar 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MO
Recording DateFeb 28, 2022
Property Address514 S CEDAR ST, BELTON, MO 64012-3043
Document Number004825/122
Book / Page4825 / 122
Instrument DateFeb 24, 2022
Instrument711879
Transaction TypeTransfer
Record UpdatedMar 8, 2022
Title CompanyCOFFELT LAND TITLE INC

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6325 W 75TH ST APT 93, 93, OVERLAND PARK, KS 66204-3079

Mortgage

Document Number0004825124
DateFeb 28, 2022
Instrument4825/124
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCASS MO
Recording DateMay 21, 2019
Property Address514 S CEDAR ST, BELTON, MO 64012-3043
Document Number4360/120
Book / Page4360 / 120
Instrument DateMay 10, 2019
Instrument644877
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyMCCAFFREE SHORT TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 S CEDAR ST, BELTON, MO 64012-3043

Mortgage

Document Number4360121
DateMay 21, 2019
Instrument4360/121
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCass County
MunicipalityBelton City
Unified School DistrictBelton 124 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,080.00 (+155.78%)$32,000 (+11%) Land $3,510 Building $28,490$168,410 (+10.99%) Land $18,460 Building $149,950
2024$2,377.00 (+0.25%)
2023$2,371.00 (+4,944.68%)$28,830 (+16.02%) Land $3,190 Building $25,640$151,730 (+16.02%) Land $16,780 Building $134,950
2022$47.00$24,850 Land $3,190 Building $21,660
2021$130,780 Land $16,780 Building $114,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELTON PWS
serves 23,598 people · EPA ID MO1010061
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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