514 S 6th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 514 S 6th St, Brainerd, MN 56401

Property Summary

Property Type	Commercial
Details	2,166 sqft · built 1950
Lot Size	0.346 acres (15,066 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Jan 2025)
Tax Bill	$6,882 (2026)
Deeds & Mortgages	Jan 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09196127005Z009`

Property Details

APN / Parcel Number

Primary APN	`09196127005Z009`
Alternative APNs	`41241051` `184447` `43250`

Interior

Building Area	2,166 sqft Gross Area
1st Floor Area	2,166 sqft
Basement Area	3,940 sqft
Finished Basement	3,940 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Lot Area	15,066 sqft (0.346 acres)
Garage Area	528 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	184447
Street Address	514 S 6TH ST
City	BRAINERD
State	MN
Zip	56401-3542
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 5 THRU 8 INCLUSIVE BLOCK 127, TOGETHER WITH AN EASEMENT OF RECORD.
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	127
Legal Lot Number	5-8
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	4
Census Block	4023
Census Tract	951100

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	35317 W SHORE DR, CROSSLAKE, MN 56442-2627
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Deed Document Number	20251005778
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	514 S 6TH ST, BRAINERD, MN 56401-3542
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35317 W SHORE DR, CROSSLAKE, MN 56442-2627

Mortgage

Document Number	0001005779
Date	Jan 27, 2025
Instrument	1005779

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank
Address	BAXTER, MN 56425

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 8, 2045

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,882.00 (+15.39%)	$265,300 (-17.81%) Land $110,300 Building $155,000	$265,300 (-17.81%) Land $110,300 Building $155,000
2025		$322,800 (-2.62%) Land $90,100 Building $232,700	$322,800 (-2.62%) Land $90,100 Building $232,700
2023	$5,964.00	$331,500 Land $90,100 Building $241,400	$331,500 Land $90,100 Building $241,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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