514 S 5th St, Smithfield, NC 27577 Property Records

Johnston County property record for 514 S 5th St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,323 sqft · built 1924
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Nov 2024)
Tax Bill$4,204 (2026)
Deeds & MortgagesSep 2026 Mortgage
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2000275982

Property Details

APN / Parcel Number

Primary APN2000275982
Alternative APNs
  • 2000240793
  • 15035031

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,323 sqft Living Area
Gross Area4,640 sqft
1st Floor Area1,931 sqft
Basement Area760 sqft
Unfinished Basement760 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions98 ft deep x 115 ft wide
PorchSlab
Porch Area701 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2000275982
Street Address514 S 5TH ST
CitySMITHFIELD
StateNC
Zip27577-4450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionPART LOTS 5-6 WOODALL 1/26
Legal SubdivisionSETH WOODALL SUBDIVISION
Legal Lot Number5-6
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1025
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Brooklyn Historic District
listed 2000 · 106 contributing resources · NRIS 00000443

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

514 S 5th St is owned and occupied by an individual who bought it in November 2024.

Source: Johnston County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address514 S 5TH ST, SMITHFIELD, NC 27577-4450
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jul 6, 2021Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Dec 28, 2017Deed of Trust, Mortgage · Conventional with PMI
CAPITAL CTR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2024 · Amount on File
Deed SaleNov 25, 2024 · Amount on File
Prior SaleJul 6, 2021 · Amount on File
Deed Document Number202436105
Deed Book / Page6784 / 632
Prior Transfer DateDec 27, 2001
Prior Transfer Doc2162000914
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Recording DateSep 16, 2026
Property Address514 S 5TH ST, SMITHFIELD, NC 27577-4450
Document Number0000030660
Book / Page7191 / 5
Instrument DateSep 16, 2026
Instrument202630660
Transaction TypeMortgage
Record UpdatedSep 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 S 5TH ST, SMITHFIELD, NC 27577-4450

Mortgage

Document Number0000030660,
DateSep 16, 2026
Book Page7191/5
Instrument202630660
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateJul 6, 2021
Property Address514 S 5TH ST, SMITHFIELD, NC 27577-4450
Document Number0000758339
Book / Page5980 / 999
Map ReferenceMB 1 PG 26
Instrument DateJul 1, 2021
Instrument2021758339
Transaction TypeTransfer
Record UpdatedJul 16, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4311 ASHFIELD PL, 4311, SOUTHPORT, NC 28461-9253

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 S 5TH ST, SMITHFIELD, NC 27577-4450

Mortgage

Document Number0000758340
DateJul 6, 2021
Instrument2021758340
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address514 S 5TH ST, SMITHFIELD, NC 27577-4450
Document Number0000556566
Book / Page005083 / 000470
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedJan 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 S 5TH ST SMITHFIELD NC 275774450, SMITHFIELD, NC 27577-4450

Mortgage

Document Number0000556566
DateJan 3, 2018
Book Page005083/000470
Instrument556566
Lender
NameCAPITAL CTR
TypeFunding / Finance Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 514 S 5th St was $4,204, down 1% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,204.00 (-1.04%)$438,000 (-) Land $70,000 Building $368,000$438,000 (-) Land $70,000 Building $368,000
2025$4,248.00$438,000 Land $70,000 Building $368,000$438,000 Land $70,000 Building $368,000
2023$3,569.00$283,320 Land $45,000 Building $238,320$283,320 Land $45,000 Building $238,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 S 5th St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims35 (1995–2026)
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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