514 S 4th St, Elko, NV 89801 Property Records

Elko County property record for 514 S 4th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,020 sqft · built 1951
Lot Size	0.184 acres (8,015 sqft)
Owner	Company Name on File
Last Sale	$800,000 (Sep 2022)
Tax Bill	$1,319 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`001-442-002`

Property Details

APN / Parcel Number

Primary APN	`001-442-002`

Interior

Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,020 sqft Living Area
Gross Area	2,461 sqft
1st Floor Area	2,020 sqft
Basement Area	441 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Wood Shingle
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	514 S 4TH ST
City	ELKO
State	NV
Zip	89801-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	BIEGLER ADDITION NO 2 FILE 92140,SELY 30.00 OF,AND ALL
Legal Subdivision	BIEGLER ADDITION NO 2
Legal Block	K
Legal Lot Number	3
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3017
Census Tract	951202

Owner

514 S 4th St is owned by a company that bought it in September 2022.

Source: Elko County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	602 S 3RD ST, ELKO, NV 89801-8103
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Deed Document Number	2022811424
Record Updated	Oct 29, 2026

September 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 30, 2022
Property Address	514 S 4TH ST, ELKO, NV 89801-4107
Document Number	0000811424
Map Reference	PM 3011 FILE 655881
Instrument Date	Sep 30, 2022
Instrument	811424
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 SPEIN CROWN PLACE, SPRING CREEK, NV 89815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 S 3RD ST, ELKO, NV 89801-8103
Investor	Possibly a Property Investor

Mortgage

Document Number	0000811425
Date	Sep 30, 2022
Instrument	811425

Lender

Name	NEVADA BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 514 S 4th St was $1,319, up 3% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,319.00 (+3.05%)	$47,819 (-0.72%) Land $13,650 Building $34,169	$136,626 (-0.72%) Land $39,000 Building $97,626
2025	$1,280.00	$48,164 Land $13,650 Building $34,514	$137,611 Land $39,000 Building $98,611
2023	$1,129.00 (+2.92%)	$37,398 (+16.39%) Land $6,020 Building $31,378	$106,851 (+16.39%) Land $17,200 Building $89,651
2022	$1,097.00	$32,131 Land $6,020 Building $26,111	$91,803 Land $17,200 Building $74,603

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 S 4th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 S 4th St is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 87% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50