514 Ruell St, Houston, TX 77017 Property Records

Harris County property record for 514 Ruell St, Houston, TX 77017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,580 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$59,800 (Aug 2005)
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-178-032-0009`

Property Details

APN / Parcel Number

Primary APN	`077-178-032-0009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,600 sqft (0.152 acres)
View / Lot	Neighborhood
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	1,637 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0771780320009
Street Address	514 RUELL ST
City	HOUSTON
State	TX
Zip	77017-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 32 OAK MEADOWS SEC 2
Legal Subdivision	OAK MEADOWS SEC 2
Legal Block	32
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2001
Census Tract	320500

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 RUELL ST, HOUSTON, TX 77017-4248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2005 · Amount on Record
Deed Sale	Aug 23, 2005 · Amount on Record
Deed Document Number	2005711023
Deed Book / Page	1035 / 156
Prior Transfer Date	Aug 18, 2005
Prior Transfer Doc	000Y711023
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	514 RUELL ST, HOUSTON, TX 77017-4248
Document Number	0000098885
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 RUELL ST HOUSTON TX 770174248, HOUSTON, TX 77017-4248

Mortgage

Document Number	0000098885
Date	Mar 4, 2020
Instrument	98885

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 3, 2040

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,086 (-10.86%) Land $66,000 Building $77,086	$143,086 (-10.86%) Land $66,000 Building $77,086
2025	$1,605.00 (+1.01%) Homeowner's exemption	$160,519 (-15.01%) Land $66,000 Building $94,519	$160,519 (-15.01%) Land $66,000 Building $94,519
2024	$1,589.00 (+23.85%)
2023		$188,864 Land $46,200 Building $142,664	$188,864 Land $46,200 Building $142,664
2022	$1,283.00 (-21.91%)
2020	$1,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	17 (1981–2025)
Claims Outside the SFHA	17 of 17
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20