514 Riverside Dr, Morganton, NC 28655 Property Records

Burke County property record for 514 Riverside Dr, Morganton, NC 28655 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,752 sqft · built 1952
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on File
Last Sale$534,000 (Jul 2024)
Tax Bill$2,631 (2025)
Deeds & MortgagesApr 2018 Line of Credit
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1793666208

Property Details

APN / Parcel Number

Primary APN1793666208
Alternative APN
  • 369

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,752 sqft Living Area
1st Floor Area1,817 sqft
Basement Area80 sqft
Finished Basement909 sqft
Unfinished Basement80 sqft
Utility RoomUtility Room
FlooringWood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area37,026 sqft (0.85 acres)
Garage TypeAttached
Garage Area510 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area33 sqft
Deck Area680 sqft
Patio Area680 sqft
Canopy84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address514 RIVERSIDE DR
CityMORGANTON
StateNC
Zip28655-3727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description514 RIVERSIDE DR MORGANTON, NC 28655
Legal SubdivisionRIVERSIDE SUBDIOSION
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group2
Census Block2005
Census Tract20500

Owner

Source: Burke County records · APN 1793666208

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address514 RIVERSIDE DR, MORGANTON, NC 28655-3727
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2018Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
May 15, 2020Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Prior SaleMay 15, 2020 · Amount on Record
Deed Document Number20246741
Record UpdatedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address514 RIVERSIDE DR, MORGANTON, NC 28655-3727
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023440906
DateApr 26, 2018
Book Page2344/0906
Instrument2017015328
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 28, 2033

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMay 15, 2020
Property Address514 RIVERSIDE DR, MORGANTON, NC 28655-3727
Document Number0024650072
Book / Page2465 / 72
Map ReferenceMB 2 PG 99
Instrument DateMay 14, 2020
Instrument2017040261
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 RIVERSIDE DR, MORGANTON, NC 28655-3727

Mortgage

Document Number2017040262
DateMay 15, 2020
Instrument2017040262
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,631.00 (+0.84%)$456,589 (+1.42%) Land $67,938 Building $388,651$456,589 (+1.42%) Land $67,938 Building $388,651
2023$2,609.00$450,183 Land $67,938 Building $382,245$450,183 Land $67,938 Building $382,245

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies8 in force
Nearby Flood Claims14 (1994–2024)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 6 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
City of MorgantonCable1,000 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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