514 Riverside Ave, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 514 Riverside Ave, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,312 sqft · built 1938
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2025)
Tax Bill	$5,807 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422289 38.7-5-52`

Property Details

APN / Parcel Number

Primary APN	`422289 38.7-5-52`
Alternative APNs	`228903800700050520000000` `B16708`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	928 sqft
Upper Floors Area	384 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	B16708
Street Address	514 RIVERSIDE AVE
City	SCHENECTADY
State	NY
Zip	12302-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	JERMAIN L417 HL2G
Legal Block	5
Legal Lot Number	52.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	2
Census Block	2020
Census Tract	32403

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 RIVERSIDE AVE, SCHENECTADY, NY 12302-1707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	202529869
Deed Book / Page	2162 / 918
Prior Transfer Date	Dec 5, 2025
Prior Transfer Doc	0000029869
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 22, 2025
Property Address	514 RIVERSIDE AVE, SCHENECTADY, NY 12302-1707
Document Number	0000029869
Map Reference	MAP 333
Instrument Date	Dec 22, 2025
Instrument	202529869
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1290 STATE ROUTE 30A, CENTRAL BRIDGE, NY 12035-2609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 RIVERSIDE AVE, SCOTIA, NY 12302-1707

Mortgage

Document Number	0000029870
Date	Dec 22, 2025
Instrument	202529870

Lender

Name	FIRST NATIONAL BANK OF SCOTIA
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.89%
Type Change Date	Jan 1, 2033
Change Frequency	7 Years
Min Rate At Change	7.48%
Max Rate At Change	8.98%
Index	Prime Rate
Margin	3
Max Rate	12.9%

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,807.00 (+0.4%)
2025	$5,784.00	$144,300 (-) Land $11,200 Building $133,100	$262,364 (+23.64%) Land $20,364 Building $242,000
2023		$144,300 Land $11,200 Building $133,100	$212,206 Land $16,471 Building $195,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1996–2011)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENVILLE WD #11 serves 15,000 people · EPA ID NY4600091
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20