514 River Estates Pl, Mathews, VA 23109 Property Records

Mathews County property record for 514 River Estates Pl, Mathews, VA 23109 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,329 sqft · built 1998
Lot Size	3.38 acres (147,233 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (May 2026)
Tax Bill	$2,850 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2009 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-6-24`

Property Details

APN / Parcel Number

Primary APN	`20-6-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,329 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Type	Gable
Roof Material	Asphalt
Lot Area	147,233 sqft (3.38 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	514 RIVER ESTATES PL
City	MATHEWS
State	VA
Zip	23109-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.38 ACRES PB 25-71
Legal Subdivision	E RIVER ESTATES
Legal Lot Number	24
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	1
Census Block	1008
Census Tract	951402

Owner

Source: Mathews County records · APN 20-6-24

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit BAYPORT CU
Dec 09, 2009	Deed of Trust, Mortgage · Reverse Mortgage GENWORTH FINANCIAL HOME EQUITY ACCESS
Feb 22, 2006	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE FINANCIAL CORPOR
May 01, 2026	Deed, Transfer · VA Mortgage FIRST FEDERAL BANK
Jan 09, 2023	Gift Deed, Transfer
Oct 17, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 23, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2026 · Amount on Record
Deed Sale	May 01, 2026 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	2026541
Prior Transfer Date	Dec 27, 2022
Prior Transfer Doc	0000000016
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001188
Date	Sep 29, 2023
Instrument	230001188

Lender

Name	BAYPORT CU
Type	Credit Union
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Sep 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090002000
Date	Dec 09, 2009
Instrument	090002000

Lender

Name	GENWORTH FINANCIAL HOME EQUITY ACCESS
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1055 Months
Due	Nov 06, 2097

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000333/357
Date	Feb 22, 2006
Book Page	333/357

Lender

Name	PINNACLE FINANCIAL CORPOR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2036

Interest

Rate Type	Fixed Rate

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	May 01, 2026
Property Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255
Document Number	0000000541
Instrument Date	Apr 23, 2026
Instrument	2026.541
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$59,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255

Mortgage

Document Number	0000000542,
Date	May 01, 2026
Instrument	2026..542

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

January 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MATHEWS VA
Recording Date	Jan 09, 2023
Property Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255
Document Number	0230000016
Map Reference	MB 22 PG 34
Instrument Date	Dec 27, 2022
Instrument	230000016
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MATHEWS VA
Recording Date	Oct 17, 2022
Property Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255
Document Number	0220001606
Map Reference	MB 22 PG 34
Instrument Date	Oct 06, 2022
Instrument	220001606
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255

Mortgage

Document Number	0220001607
Date	Oct 17, 2022
Instrument	220001607

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

May 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MATHEWS VA
Recording Date	May 23, 2022
Property Address	514 RIVER ESTATES PL, MATHEWS, VA 23109-2255
Document Number	0220000861
Map Reference	MB 22 PG 34
Instrument Date	Mar 28, 2022
Instrument	220000861
Transaction Type	Foreclosure
Record Updated	Feb 13, 2023

Transaction

Amount	Amount Recorded
Tax	$212.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637
Mail Care Of	PHH MORTGAGE REVERSE
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mathews County records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,850.00 (+0.04%)	$459,600 (-) Land $153,600 Building $306,000
2025	$2,849.00 (+10.73%)	$459,600 (-) Land $153,600 Building $306,000
2023	$2,573.00	$459,600 Land $153,600 Building $306,000	$459,600 Land $153,600 Building $306,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mathews County (51115C), updated April 29, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511159514021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 203 individual NFIP policies nearby
Nearby Flood Policies	203 in force
Nearby Flood Claims	33 (1998–2022)
Most Recent Claim	Oct 2022, tidal / storm surge
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 20 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

Nearby Properties on River Estates Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures