514 River Bend Rd, Bristol, TN 37620 Property Records

Sullivan County property record for 514 River Bend Rd, Bristol, TN 37620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,960 sqft · built 1998
Lot Size	1.99 acres (86,684 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Dec 2017)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`082070 07320`

Property Details

APN / Parcel Number

Primary APN	`082070 07320`
Alternative APN	`070 07320`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	1,178 sqft
Upper Floors Area	1,089 sqft
Attic	Attic
Attic Area	644 sqft
Basement Area	1,089 sqft
Unfinished Basement	1,089 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	86,684 sqft (1.99 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	567 sqft
Deck Area	432 sqft
Patio Area	432 sqft
Pole Barn	999 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	514 RIVER BEND RD
City	BRISTOL
State	TN
Zip	37620-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	DISTRICT: 01, COUNTY AREA: A20
Legal Subdivision	SCOTT & DONNA MORRELL SUB
Legal Lot Number	2
Jurisdiction	SULLIVAN TN
Township / Civil Division	1
Census Block Group	3
Census Block	3036
Census Tract	43202

Owner

514 River Bend Rd is owned and occupied by an individual who acquired it in July 2025.

Source: Sullivan County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	514 RIVER BEND RD, BRISTOL, TN 37620-1206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK AND TRUST COMPANY
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO
Oct 24, 2025	Intrafamily Transfer, Transfer
Aug 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST BK
Dec 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Deed Document Number	201723183
Deed Book / Page	3272 / 188
Last Transfer Date	Jul 15, 2025
Transfer Doc	0003673873
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Recording Date	Apr 29, 2026
Property Address	514 RIVER BEND RD, BRISTOL, TN 37620-1206
Document Number	0000008543
Book / Page	3697 / 2894
Instrument Date	Apr 24, 2026
Instrument	20268543
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MUMPOWER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 RIVER BEND RD, BRISTOL, TN 37620-1206

Mortgage

Document Number	0000008543,
Date	Apr 29, 2026
Book Page	3697/2894
Instrument	20268543

Lender

Name	FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	514 RIVER BEND RD, BRISTOL, TN 37620-1206
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034262450
Date	Feb 3, 2021
Book Page	3426/2450
Instrument	21002517

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	BRISTOL, VA 24202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SULLIVAN TN
Recording Date	Oct 24, 2025
Property Address	514 RIVER BEND RD, BRISTOL, TN 37620-1206
Document Number	0003673873
Book / Page	3673 / 873
Map Reference	MB 56 PG 125
Instrument Date	Jul 15, 2025
Instrument	25020210
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 RIVER BEND RD, BRISTOL, TN 37620-1206

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SULLIVAN TN
Recording Date	Aug 20, 2018
Property Address	514 RIVER BEND RD, BRISTOL, TN 37620-1206
Document Number	33002375
Book / Page	003300 / 002375
Instrument Date	Aug 16, 2018
Instrument	18015039
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 RIVER BEND RD BRISTOL TN 376201206, BRISTOL, TN 37620-1206

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Dec 29, 2017
Property Address	514 RIVER BEND RD, BRISTOL, TN 37620-1206
Document Number	3272188
Book / Page	003272 / 000188
Instrument Date	Dec 28, 2017
Instrument	17023183
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	MUMPOWER TITLE AND CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	514 RIVER BEND RD BRISTOL TN 376201206, BRISTOL, TN 37620-1206

Mortgage

Document Number	3272191
Date	Dec 29, 2017
Book Page	003272/000191
Instrument	17023184

Lender

Name	FIRST BK
Type	Bank
Address	BRISTOL, VA 24202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SULLIVAN TN
Recording Date	Dec 18, 2017
Property Address	514 RIVER BEND RD, BRISTOL, TN 37620-1206
Document Number	32701558
Book / Page	003270 / 001558
Instrument Date	Dec 13, 2017
Instrument	17022454
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	514 RIVER BEND RD BRISTOL TN 376201206, BRISTOL, TN 37620-1206

Tax Assessment & Valuation

The 2025 property tax bill for 514 River Bend Rd was $1,253, down 11.1% from the year before.

Source: Sullivan County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00 (-11.07%)	$77,700 (+37.64%) Land $8,950 Building $68,750	$310,800 Land $35,800 Building $275,000
2024	$1,409.00	$56,450 (-) Land $4,475 Building $51,975
2023		$56,450 (-) Land $4,475 Building $51,975
2022	$1,358.00	$56,450 Land $4,475 Building $51,975
2021			$225,800 Land $17,900 Building $207,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 514 River Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 River Bend Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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