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514 Riggin Rd, Troy, IL 62294 Property Records

Madison County property record for 514 Riggin Rd, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,232 sqft · built 1979
Lot Size0.2 acres (8,750 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (Jul 2022)
Tax Bill$4,739 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Aug 2018 Mortgage
APN09-2-22-05-16-401-018

Property Details

APN / Parcel Number

Primary APN09-2-22-05-16-401-018

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Level
Exterior MaterialVinyl
Construction TypeFrame
Lot Area8,750 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther

Location & Zoning

Street Address514 RIGGIN RD
CityTROY
StateIL
Zip62294-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERTREE LOT 18 70X125XIRR
Legal SubdivisionSUMMERTREE
Legal Lot Number18
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group4
Census Block4009
Census Tract403531

Owner

Source: Madison County records · APN 09-2-22-05-16-401-018

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address514 RIGGIN RD, TROY, IL 62294-1025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN HOME LENDING CORP
Aug 16, 2018Deed of Trust, Mortgage · VA Mortgage
GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Deed Document Number202225121
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJul 28, 2022
Property Address514 RIGGIN RD, TROY, IL 62294-1025
Document Number0000025121
Map ReferencePB 47 PG 49
Instrument DateJul 18, 2022
Instrument2022R25121
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$250.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address514 RIGGIN RD, TROY, IL 62294-1025

Mortgage

Document Number0000025122
DateJul 28, 2022
Instrument2022R25122
Lender
NameAMERICAN HOME LENDING CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate5.5%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address514 RIGGIN RD, TROY, IL 62294-1025
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025556
DateAug 16, 2018
Instrument2018R25556
Lender
NameGENEVA FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,739.00 (+6.88%)$74,500 (+28.27%) Land $11,340 Building $63,160$223,500 (+28.14%) Land $34,020 Building $189,480
2024$4,434.00 (+2.19%)
2022$4,339.00$58,080 Land $8,840 Building $49,240$174,415 Land $26,547 Building $147,868

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

Based on FCC filings for 519 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1191000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 16,962 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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