514 Richardson St, Minden, LA 71055 Property Records

Webster Parish property record for 514 Richardson St, Minden, LA 71055

Property Summary

Property Type	Single Family Home
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Mar 2026)
Tax Bill	$1,070 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110049`

Property Details

APN / Parcel Number

Primary APN	`110049`

Exterior

Lot Area	6,752 sqft (0.155 acres)

Location & Zoning

Street Address	514 RICHARDSON ST
City	MINDEN
State	LA
Zip	71055-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #1, BLK. A, COLLEGE ANNEX RESUBDIV
Legal Subdivision	COLLEGE ANNEX RESUBDIV
Legal Block	A
Legal Lot Number	1
Jurisdiction	WEBSTER LA
Township / Civil Division	8
Census Block Group	3
Census Block	3025
Census Tract	31800

Owner

514 Richardson St is owned and occupied by two individuals who bought it in March 2026.

Source: Webster Parish records, as of April 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 RICHARDSON ST, MINDEN, LA 71055-3134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ORIGIN BANK
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage GIBSLAND BANK & TRUST CO
Aug 5, 2019	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on File
Deed Sale	Mar 26, 2026 · Amount on File
Prior Sale	Nov 3, 2016 · Amount on File
Deed Document Number	2026618442
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER LA
Recording Date	Aug 19, 2026
Property Address	514 RICHARDSON ST, MINDEN, LA 71055-3134
Document Number	0000621059
Instrument Date	Aug 18, 2026
Instrument	2026621059
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	DURRETT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1496 BROOKS CHAPEL RD, QUITMAN, LA 71268-4609

Mortgage

Document Number	0000621059,
Date	Aug 19, 2026
Instrument	2026621059

Lender

Name	ORIGIN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER LA
Recording Date	Aug 19, 2026
Property Address	514 RICHARDSON ST, MINDEN, LA 71055-3134
Document Number	0000621057
Instrument Date	Aug 17, 2026
Instrument	2026621057
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 RICHARDSON ST, MINDEN, LA 71055-3134

Mortgage

Document Number	0000621057,
Date	Aug 19, 2026
Instrument	2026621057

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Aug 17, 2035

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER LA
Property Address	514 RICHARDSON ST, MINDEN, LA 71055-3134
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000618443
Date	Mar 26, 2026
Instrument	618443

Lender

Name	GIBSLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	WEBSTER LA
Recording Date	Aug 5, 2019
Property Address	514 RICHARDSON ST, MINDEN, LA 71055-3134
Document Number	0000579178
Instrument Date	Jun 12, 2019
Instrument	579178
Transaction Type	Foreclosure
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

Tax Assessment & Valuation

The 2025 property tax bill for 514 Richardson St was $1,070.

Source: Webster Parish assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Webster Parish
Municipality	Minden City
Unified School District	Webster Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,070.00	$9,780 Land $660 Building $9,120	$97,800 Land $6,600 Building $91,200
2023	$966.00	$8,890 Land $600 Building $8,290	$88,900 Land $6,000 Building $82,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 514 Richardson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Richardson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MINDEN WATER SYSTEM serves 16,281 people · EPA ID LA1119021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
318 High Speed Fixed Wireless · not low latency	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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