514 Ranchers Ln, Jacksonville, NC 28546 Property Records

Onslow County property record for 514 Ranchers Ln, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,340 sqft · built 2022
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Mar 2023)
Tax Bill	$1,842 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1115N-106`

Property Details

APN / Parcel Number

Primary APN	`1115N-106`
Alternative APNs	`0493107000` `460746000` `493107000` `166981`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	493107000
Street Address	514 RANCHERS LN
City	JACKSONVILLE
State	NC
Zip	28546-0155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L159 THE FARM AT HUNTERS CREEK S4A
Legal Subdivision	THE FARM AT HUNTERS CREEK
Legal Lot Number	159
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1000
Census Tract	2400

Owner

514 Ranchers Ln is owned and occupied by two individuals who bought it in March 2023.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 RANCHERS LN, JACKSONVILLE, NC 28546-0155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 23, 2023	Special Warranty Deed, Transfer · VA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Deed Book / Page	5934 / 168
Prior Transfer Date	Feb 28, 2023
Prior Transfer Doc	0059340168
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	514 RANCHERS LN, JACKSONVILLE, NC 28546-0155
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 RANCHERS LN, JACKSONVILLE, NC 28546-0155

Mortgage

Document Number	0064930504
Date	Dec 15, 2025
Book Page	6493/504

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 23, 2023
Property Address	514 RANCHERS LN, JACKSONVILLE, NC 28546-0155
Document Number	0059340168
Book / Page	5934 / 168
Map Reference	MB 77 PG 224
Instrument Date	Feb 28, 2023
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 400, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 RANCHERS LN, JACKSONVILLE, NC 28546-0155

Mortgage

Document Number	0005934171
Date	Mar 23, 2023
Instrument	5934-171

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 514 Ranchers Ln was $1,842.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,842.00	$339,941 (+20.88%) Land $50,000 Building $289,941	$339,941 (+20.88%) Land $50,000 Building $289,941
2025	$1,842.00	$281,231 Land $42,500 Building $238,731	$281,231 Land $42,500 Building $238,731
2023	$1,283.00	$195,923 Land $42,500 Building $153,423	$195,923 Land $42,500 Building $153,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Ranchers Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	19 (2003–2018)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Ranchers Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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