514 Prospect St, Alta, IA 51002 Property Records

Buena Vista County property record for 514 Prospect St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,076 sqft · built 1940
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (May 2011)
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Feb 2013 Mortgage May 2011 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`09-26-184-009`

Property Details

APN / Parcel Number

Primary APN	`09-26-184-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
Basement Area	538 sqft
Unfinished Basement	538 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	514 PROSPECT ST
City	ALTA
State	IA
Zip	51002-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04-26 ALTA CORP.
Legal Subdivision	FIFTH ADDITION
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2043
Census Tract	960600

Owner

514 Prospect St is owned by two individuals who bought it in May 2011.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	801 S MAIN ST, ALTA, IA 51002-1520
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2013	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
May 2, 2011	Legal Action/Court Order, Foreclosure · Line of Credit HERITAGE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2011 · Amount on File
Deed Sale	May 2, 2011 · Amount on File
Deed Document Number	20111006
Record Updated	Oct 29, 2026

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	514 PROSPECT ST, ALTA, IA 51002-1470
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130536
Date	Feb 20, 2013
Instrument	130536

Lender

Name	UNITED BANK OF IOWA
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2011: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BUENA VISTA IA
Recording Date	May 2, 2011
Property Address	514 PROSPECT ST, ALTA, IA 51002-1470
Document Number	0000111006
Instrument Date	Apr 13, 2011
Instrument	111006
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 PROSPECT ST, ALTA, IA 51002-1470

Mortgage

Document Number	0000111007
Date	May 2, 2011
Instrument	111007

Lender

Name	HERITAGE BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 514 Prospect St was $1,342, down 6.7% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,800 (+23.37%) Land $19,100 Building $92,700	$111,800 (+23.37%) Land $19,100 Building $92,700
2025	$1,342.00 (-6.68%)	$90,620 Land $10,920 Building $79,700	$90,620 Land $10,920 Building $79,700
2024	$1,438.00
2023		$90,620 (+27.58%) Land $10,920 Building $79,700	$90,620 Land $10,920 Building $79,700
2022	$1,230.00	$71,030 Land $10,920 Building $60,110
2021			$71,030 Land $10,920 Building $60,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 514 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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