514 Pleasant St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 514 Pleasant St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1928
Lot Size	0.1 acres (4,368 sqft)
Owner	2 Trust Names on File
Last Sale	$68,000 (Aug 2026)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-459-004`

Property Details

APN / Parcel Number

Primary APN	`8913-26-459-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,368 sqft (0.1 acres)
Lot Dimensions	112 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	514 PLEASANT ST
City	WATERLOO
State	IA
Zip	50702-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POMMERS SUBDIVISION LOT 1 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	POMMERS SUBDIVISION
Legal Block	1
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1025
Census Tract	200

Owner

514 Pleasant St is held in a trust since August 2026.

Source: Black Hawk County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1828 CORNWALL AVE, WATERLOO, IA 50702-2602
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 5, 2026	Warranty Deed, Transfer BLACK HAWK COUNTY ABSTRACT
Sep 16, 2020	Deed of Trust, Mortgage CITY OF WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Jan 21, 2015 · Amount on File
Deed Document Number	202611780
Prior Transfer Date	Jan 7, 2015
Prior Transfer Doc	0000011698
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 15, 2026
Property Address	514 PLEASANT ST, WATERLOO, IA 50702-3016
Document Number	0000013985
Instrument Date	Sep 14, 2026
Instrument	202613985
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1828 CORNWALL AVE, WATERLOO, IA 50702-2602

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 5, 2026
Property Address	514 PLEASANT ST, WATERLOO, IA 50702-3016
Document Number	0000011780
Instrument Date	Aug 3, 2026
Instrument	202611780
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Tax	$10,908.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 CORNWALL AVE, WATERLOO, IA 50702-2602

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	514 PLEASANT ST, WATERLOO, IA 50702-3016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005722
Date	Sep 16, 2020
Instrument	202100005722

Lender

Name	CITY OF WATERLOO
Type	Government Agency
Address	WATERLOO, IA 50703

Agreement

Amount	Amount on Record
Term	59 Months
Due	Aug 20, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 514 Pleasant St was $1,216, up 3.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00 (+3.75%)	$59,590 Land $8,070 Building $51,520	$59,590 Land $8,070 Building $51,520
2024	$1,172.00
2023		$53,980 (+14.05%) Land $8,070 Building $45,910	$53,980 Land $8,070 Building $45,910
2022	$1,040.00	$47,330 Land $8,070 Building $39,260
2021			$47,330 Land $8,070 Building $39,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Pleasant St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 514 Pleasant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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