514 Ofallon Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 514 Ofallon Ave, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,073 sqft · built 1945
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$282,500 (Mar 2022)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Jul 2026 Transfer Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254790A000`

Property Details

APN / Parcel Number

Primary APN	`254790A000`
Alternative APN	`2-057A-4476-01-0008.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,073 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,344 sqft
Basement Area	768 sqft
Finished Basement	729 sqft
Unfinished Basement	39 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	254790A000
Street Address	514 OFALLON AVE
City	O FALLON
State	MO
Zip	63366-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WOODLAWN ADDN BLK 1 LOT 8 & 9
Legal Subdivision	WOODLAWN ADDN-OFALLON
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2034
Census Tract	311802

Owner

514 Ofallon Ave is owned and occupied by two individuals who bought it in March 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 OFALLON AVE, O FALLON, MO 63366-2509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 2, 2022	Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 21, 2021	Deed of Trust, Mortgage CHRISTIANA TRUST
Feb 9, 2021	Intrafamily Transfer, Transfer
Oct 22, 2020	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Oct 22, 2020 · Amount on File
Deed Document Number	202212346
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	0000080459
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 2, 2026
Property Address	514 OFALLON AVE, O FALLON, MO 63366-2509
Document Number	0000031118
Instrument Date	Jun 29, 2026
Instrument	202631118
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 OFALLON AVE, O FALLON, MO 63366-2509

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2022
Property Address	514 OFALLON AVE, O FALLON, MO 63366-2509
Document Number	0000012346
Map Reference	MB 3 PG 96
Instrument Date	Feb 24, 2022
Instrument	2022R-012346
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1266 W PACES FERRY RD NW # NW517, 1266, ATLANTA, GA 30327-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 OFALLON AVE, O FALLON, MO 63366-2509

Mortgage

Document Number	0000012347
Date	Mar 2, 2022
Instrument	2022R-012347

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	514 OFALLON AVE, O FALLON, MO 63366-2509
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R087250
Date	Oct 21, 2021
Instrument	2021R-087250

Lender

Name	CHRISTIANA TRUST
Type	Non-Lending Institution
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount on Record

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 9, 2021
Property Address	514 OFALLON AVE, O FALLON, MO 63366-2509
Document Number	2021R011895
Map Reference	MB 3 PG 96
Instrument Date	Dec 11, 2020
Instrument	2021R-011895
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1266 W PACES FERRY RD NW # 517, 517, ATLANTA, GA 30327-2306
Investor	Possibly a Property Investor

October 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 22, 2020
Property Address	514 OFALLON AVE, O FALLON, MO 63366-2509
Document Number	0000080459
Instrument Date	Aug 27, 2020
Instrument	80459
Transaction Type	Foreclosure
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1266 W PACES FERRY RD NW #517 ATLANTA GA 303272306, 517, ATLANTA, GA 30327-2306

Tax Assessment & Valuation

The 2025 property tax bill for 514 Ofallon Ave was $3,168, down 5.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,176 (-)	$258,822 (-) Land $40,000 Building $218,822
2025	$3,168.00 (-5.74%)	$49,176	$258,822 Land $40,000 Building $218,822
2024	$3,361.00
2023		$50,711
2022			$266,902 Land $35,000 Building $231,902

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 514 Ofallon Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Ofallon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

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