Bonner County property record for 514 Oak St, Sandpoint, ID 83864
| Property Type | Commercial |
|---|---|
| Details | 4,480 sqft · built 1976 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,396 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS013300L0090A |
| Primary APN | RPS013300L0090A |
|---|
| Units | 2 Units |
|---|---|
| Building Area | 4,480 sqft Finished Area |
| 1st Floor Area | 4,480 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Type | Built-in |
| Street Address | 514 OAK ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1480 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 22-57N-2W FARMINS 5TH ADDN BLK L LOT 9 PEND OREILLE VISION CARE APT |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 22 |
| Legal Subdivision | FARMINS 5TH ADDN |
| Legal Block | L |
| Legal Lot Number | 9 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 950300 |
514 Oak St, a commercial property, is owned by a company that acquired it in May 2016.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 209 N 6TH AVE, SANDPOINT, ID 83864-1626 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2016 |
| Deed Sale | May 27, 2016 |
| Deed Document Number | 2016889573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 514 OAK ST, SANDPOINT, ID 83864-1480 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 949467 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 949467 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SANDPOINT, ID 83864 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 514 Oak St was $3,396.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,396.00 | $545,415 (-) Land $142,000 Building $403,415 | $545,415 (-) Land $142,000 Building $403,415 |
| 2025 | $3,396.00 | $545,415 Land $142,000 Building $403,415 | $545,415 Land $142,000 Building $403,415 |
| 2023 | $3,470.00 | $540,097 Land $142,000 Building $398,097 | $540,097 Land $142,000 Building $398,097 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 514 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 514 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Kaniksu Internet, T-Mobile.
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