514 New Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 514 New Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,956 sqft · built 1953
Lot Size	0.399 acres (17,361 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (Jul 2007)
Tax Bill	$1,224 (2024)
Deeds & Mortgages	Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`023N-H-020.00`

Property Details

APN / Parcel Number

Primary APN	`023N-H-020.00`
Alternative APNs	`086023N H 02000` `000012140`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	1,956 sqft
Basement Area	520 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,361 sqft (0.399 acres)
Lot Dimensions	178 ft deep x 117 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	514 NEW AVE
City	ERWIN
State	TN
Zip	37650-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E D CO PB 145 PG 51 BLK F LOT 7 & 130X200X90X156
Legal Subdivision	E D CO
Legal Block	F
Legal Lot Number	7
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	80400

Owner

514 New Ave is owned and occupied by two individuals who bought it in July 2007.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 NEW AVE, ERWIN, TN 37650-1366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2007 · Amount on File
Deed Sale	Jul 30, 2007 · Amount on File
Deed Book / Page	313 / 770
Record Updated	Jun 8, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNICOI TN
Property Address	514 NEW AVE, ERWIN, TN 37650-1366
Document Number	433933
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 NEW AVE ERWIN TN 376501366, ERWIN, TN 37650-1366

Mortgage

Document Number	433933
Date	Jun 4, 2020
Book Page	000433/000933
Instrument	971

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jun 3, 2060

Interest

Rate Type	Fixed Rate
Rate	4.8%

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,875 Land $8,300 Building $38,575	$187,500 Land $33,200 Building $154,300
2024	$1,224.00
2023		$46,875 (-) Land $8,300 Building $38,575
2022	$1,102.00	$46,875 Land $8,300 Building $38,575	$187,500 Land $33,200 Building $154,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 514 New Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 New Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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