514 N Main St, Loretto, TN 38469 Property Records

Lawrence County property record for 514 N Main St, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,176 sqft · built 1962
Lot Size	0.796 acres (34,685 sqft)
Owner	2 Company Names on Record
Tax Bill	$651 (2023)
Deeds & Mortgages	Apr 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`050151B B 00400`

Property Details

APN / Parcel Number

Primary APN	`050151B B 00400`
Alternative APN	`151B B 00400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	34,685 sqft (0.796 acres)
Lot Dimensions	165 ft deep x 168 ft wide
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Utility Building	2,560 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	514 N MAIN ST
City	LORETTO
State	TN
Zip	38469-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	3
Census Block	3029
Census Tract	960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 363, LORETTO, TN 38469-0363
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 1994
Deed Sale	Aug 15, 1994
Prior Sale	Oct 9, 1991 · Amount on Record
Deed Book / Page	275 / 651
Last Transfer Date	May 16, 2025
Transfer Doc	0000002962
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE TN
Recording Date	Apr 26, 2022
Property Address	514 N MAIN ST, LORETTO, TN 38469-2351
Document Number	0000674413
Book / Page	674 / 413
Instrument Date	Apr 20, 2022
Instrument	22002888
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N MAIN ST, LORETTO, TN 38469-2351

Mortgage

Document Number	0022002889
Date	Apr 26, 2022
Instrument	22002889

Lender

Name	EMPLOYEES RESOURCES CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2032

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,825 (-) Land $4,000 Building $23,825
2023	$651.00	$27,825 (-) Land $4,000 Building $23,825
2022	$651.00	$27,825 Land $4,000 Building $23,825	$111,300 Land $16,000 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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