514 N Front St, Reading, PA 19601 Property Records

Berks County property record for 514 N Front St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,113 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Oct 2023)
Tax Bill	$731 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-65-53-5282`

Property Details

APN / Parcel Number

Primary APN	`5307-65-53-5282`
Alternative APNs	`15-5307-65-53-5282` `15042350` `042350`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,113 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15042350
Street Address	514 N FRONT ST
City	READING
State	PA
Zip	19601-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2024
Census Tract	1000

Owner

514 N Front St is owned and occupied by an individual who bought it in October 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	514 N FRONT ST, READING, PA 19601-2729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 25, 2019	Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on File
Deed Sale	Oct 6, 2023 · Amount on File
Prior Sale	Jul 25, 2019 · Amount on File
Deed Document Number	202329883
Prior Transfer Date	Dec 21, 2012
Prior Transfer Doc	0000053818
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 6, 2023
Property Address	514 N FRONT ST, READING, PA 19601-2729
Document Number	0000029883
Instrument Date	Sep 28, 2023
Instrument	2023029883
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N FRONT ST, READING, PA 19601-2729

Mortgage

Document Number	0000029884
Date	Oct 6, 2023
Instrument	2023029884

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 25, 2019
Property Address	514 N FRONT ST, READING, PA 19601-2729
Document Number	0000024384
Instrument Date	Jul 5, 2019
Instrument	2019024384
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N FRONT ST, READING, PA 19601-2729

Mortgage

Document Number	0000024385
Date	Jul 25, 2019
Instrument	2019024385

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 514 N Front St was $731.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$731.00	$25,900 Land $8,100 Building $17,800	$8,100 Land $8,100
2024	$685.00 (-39.49%)	$25,900 (-) Land $8,100 Building $17,800
2023	$1,132.00	$25,900 Land $8,100 Building $17,800
1994			$25,900 Land $8,100 Building $17,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 N Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 514 N Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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