514 N 9th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 514 N 9th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1974
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Feb 2023)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-695-0022-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-695-0022-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	120 ft deep x 56 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	514 N 9TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	N1/2 OF LOTS 21 & 22 LUDYAH ROBINSONS PLAT OF PART OF THE VILLAGE OF ST CLAIR
Legal Subdivision	LUDYAH ROBINSONS
Legal Lot Number	21-22
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4011
Census Tract	642000

Owner

Source: St. Clair County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 N 9TH ST, SAINT CLAIR, MI 48079-4848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR BANK
Jun 10, 2022	Intrafamily Transfer, Transfer
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Apr 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	20232068
Deed Book / Page	5597 / 99
Prior Transfer Date	Jun 9, 2022
Prior Transfer Doc	0005531161
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 7, 2023
Property Address	514 N 9TH ST, SAINT CLAIR, MI 48079-4848
Document Number	0000559799
Book / Page	5597 / 99
Map Reference	LB D PG 37
Instrument Date	Jan 24, 2023
Instrument	2023002068
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 N 9TH ST, SAINT CLAIR, MI 48079-4848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 9TH ST, SAINT CLAIR, MI 48079-4848

Mortgage

Document Number	2023002069
Date	Feb 7, 2023
Instrument	2023002069

Lender

Name	NORTHSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	Other
Margin	3
Max Rate	11.3%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 10, 2022
Property Address	514 N 9TH ST, SAINT CLAIR, MI 48079-4848
Document Number	0005531161
Book / Page	5531 / 161
Map Reference	LB D PG 37
Instrument Date	Jun 9, 2022
Instrument	2022014227
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 N 9TH ST, 514, SAINT CLAIR, MI 48079-4848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 N 9TH ST, SAINT CLAIR, MI 48079-4848

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	514 N 9TH ST, SAINT CLAIR, MI 48079-4848
Document Number	0051060710
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 9TH ST ST CLAIR MI 480794848, ST CLAIR, MI 48079-4848

Mortgage

Document Number	0051060710
Date	Oct 9, 2019
Book Page	005106/000710

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 5, 2019
Property Address	514 N 9TH ST, SAINT CLAIR, MI 48079-4848
Document Number	0050430902
Book / Page	005043 / 000902
Instrument Date	Apr 4, 2019
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 9TH ST ST CLAIR MI 480794848, ST CLAIR, MI 48079-4848

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 4, 2018
Property Address	514 N 9TH ST, SAINT CLAIR, MI 48079-4848
Document Number	0050130515
Book / Page	005013 / 000515
Instrument Date	Nov 14, 2018
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	703 LANGLEY CIR ST CLAIR MI 480795400, ST CLAIR, MI 48079-5400

Mortgage

Document Number	50080747
Date	Dec 4, 2018
Book Page	005008/000747

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00 (-7.47%) Homeowner's exemption	$85,400 (+4.91%)
2024	$3,158.00 (+32.74%)		$170,800 (+4.91%)
2023		$81,400
2022	$2,379.00		$162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

Nearby Properties on N 9th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures