514 N 86th St, Seattle, WA 98103 Property Records

King County property record for 514 N 86th St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,760 sqft · built 1921
Lot Size	0.085 acres (3,708 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Nov 2023)
Tax Bill	$8,192 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`643150-0294`

Property Details

APN / Parcel Number

Primary APN	`643150-0294`
Alternative APN	`643150029400`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	880 sqft
Basement Area	880 sqft
Finished Basement	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	3,708 sqft (0.085 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	643150029400
Street Address	514 N 86TH ST
City	SEATTLE
State	WA
Zip	98103-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	OSNERS SUBURBAN HOMES ADD E 36 FT OF W 157 FT LESS CO RD PLAT BLOCK: 6 PLAT LOT: 4
Legal Range	04
Legal Township	26
Legal Section	31
Legal Subdivision	OSNERS SUBURBAN HOMES ADD
Legal Block	6
Legal Lot Number	4
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1001
Census Tract	1701

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 N 86TH ST, SEATTLE, WA 98103-3723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage ORIGINPOINT LLC
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 29, 2023	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Mar 8, 2019	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Document Number	2023610
Prior Transfer Date	Nov 17, 2023
Prior Transfer Doc	0000000611
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	514 N 86TH ST, SEATTLE, WA 98103-3723
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 86TH ST, SEATTLE, WA 98103-3723

Mortgage

Document Number	0000000579
Date	Oct 15, 2025
Instrument	20251015000579

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Nov 29, 2023
Property Address	514 N 86TH ST, SEATTLE, WA 98103-3723
Document Number	0000000610
Map Reference	VOL 9 PG 92
Instrument Date	Nov 22, 2023
Instrument	20231129000610
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 86TH ST, SEATTLE, WA 98103-3723

Mortgage

Document Number	0000000612
Date	Nov 29, 2023
Instrument	20231129000612

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Nov 29, 2023
Property Address	514 N 86TH ST, SEATTLE, WA 98103-3723
Document Number	0000000611
Map Reference	VOL 9 PG 92
Instrument Date	Nov 17, 2023
Instrument	20231129000611
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7453 WOODLAWN AVE NE, SEATTLE, WA 98115-5338

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	514 N 86TH ST, SEATTLE, WA 98103-3723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000314
Date	Mar 8, 2019
Instrument	20190308000314

Lender

Name	UMPQUA BANK
Type	Bank
Address	SEATTLE, WA 98103

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,192.00 (+9.55%)
2025		$764,000 (+2%) Land $436,000 Building $328,000	$764,000 (+2%) Land $436,000 Building $328,000
2024	$7,478.00 (+19.94%)	$749,000 (+6.24%) Land $424,000 Building $325,000	$749,000 (+6.24%) Land $424,000 Building $325,000
2022	$6,235.00	$705,000 Land $402,000 Building $303,000	$705,000 Land $402,000 Building $303,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 936 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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