514 N 7th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 514 N 7th St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,438 sqft
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2022)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0006410.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006410.000`
Alternative APN	`002474-6`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,438 sqft Living Area
1st Floor Area	1,243 sqft
Basement Area	1,195 sqft
Unfinished Basement	1,195 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	5,880 sqft (0.135 acres)
Lot Dimensions	98 ft deep x 60 ft wide
Garage Area	504 sqft
Porch	Slab
Porch Area	389 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002474-6
Street Address	514 N 7TH ST
City	CAMBRIDGE
State	OH
Zip	43725-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-15 PT O.L. 22
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Tract	2
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4001
Census Tract	977500

Owner

Source: Guernsey County assessment roll, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	514 N 7TH ST, CAMBRIDGE, OH 43725-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 30, 2018	Warranty Deed, Transfer · Conventional Mortgage LCJ FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	20224333
Deed Book / Page	584 / 1180
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jul 22, 2022
Property Address	514 N 7TH ST, CAMBRIDGE, OH 43725-1418
Document Number	00584/1180
Book / Page	584 / 1180
Instrument Date	Jul 13, 2022
Instrument	202200004333
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2000 PGA BLVD # A # 3220 # A, A#3220, PALM BEACH GARDENS, FL 33408-2722

Mortgage

Document Number	202200004334
Date	Jul 22, 2022
Instrument	202200004334

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	514 N 7TH ST, CAMBRIDGE, OH 43725-1418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	573/3392
Date	Jan 21, 2021
Book Page	573/3392
Instrument	202100000399

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2035

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Mar 30, 2018
Property Address	514 N 7TH ST, CAMBRIDGE, OH 43725-1418
Document Number	00555/2985
Book / Page	555 / 2985
Instrument Date	Mar 28, 2018
Instrument	201800001718
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	MID OHIO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 N 7TH ST, CAMBRIDGE, OH 43725-1418

Mortgage

Document Number	201800001719
Date	Mar 30, 2018
Instrument	201800001719

Lender

Name	LCJ FINANCIAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,821.00 (-1.29%) Homeowner's exemption	$57,236 (-) Land $7,742 Building $49,494
2024	$2,858.00 (+11.51%) Homeowner's exemption	$57,236 (+17.14%) Land $7,742 Building $49,494	$163,530 (+17.13%) Land $22,120 Building $141,410
2023	$2,563.00 (+5.95%) Homeowner's exemption	$48,860 (-0.02%) Land $6,608 Building $42,252
2022	$2,419.00 Homeowner's exemption	$48,870 Land $6,620 Building $42,250	$139,620 (+0.01%) Land $18,900 Building $120,720
2021			$139,600 Land $18,880 Building $120,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1980–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum Communications.

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