514 N 4th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 514 N 4th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,054 sqft · built 1900
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$763 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Mortgage + 1 more
APN	`06-3.0-08-002-002-011.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-002-002-011.000`

Interior

Building Area	1,054 sqft Base Area
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	140 ft deep x 123 ft wide

Location & Zoning

Street Address	514 N 4TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:ROBIDOUX LOT:5 BLK:3LGL DESC:& LOTS 6 & 7
Legal Subdivision	ROBIDOUX
Legal Block	3
Legal Lot Number	5-7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1071
Census Tract	1200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46605 KINGS CANYON RD, LANCASTER, CA 93536-9073
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jul 13, 2021	Warranty Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021
Deed Sale	Jul 13, 2021
Prior Sale	Dec 31, 2009
Deed Document Number	20217338
Deed Book / Page	3764 / 664
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	514 N 4TH ST, SAINT JOSEPH, MO 64501-1740
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46605 KINGS CANYON RD, DEL SUR, CA 93536-9073

Mortgage

Document Number	003812/462
Date	Oct 14, 2025
Book Page	3812/462
Instrument	2025008537

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	514 N 4TH ST, SAINT JOSEPH, MO 64501-1740
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46605 KINGS CANYON RD, LANCASTER, CA 93536-9073

Mortgage

Document Number	003764/922
Date	Jul 20, 2021
Book Page	3764/922
Instrument	2021007596

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 13, 2021
Property Address	514 N 4TH ST, SAINT JOSEPH, MO 64501-1740
Document Number	3764/664
Book / Page	3764 / 664
Instrument Date	Jul 9, 2021
Instrument	2021007338
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46605 KINGS CANYON RD, LANCASTER, CA 93536-9073

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00 (+0.13%)	$10,590 (+16.63%) Land $2,490 Building $8,100	$55,730 (+16.54%) Land $13,120 Building $42,610
2024	$762.00 (+26.79%)
2023	$601.00 (-0.66%)	$9,080 (-) Land $2,490 Building $6,590	$47,820 (-) Land $13,120 Building $34,700
2022	$605.00	$9,080 Land $2,490 Building $6,590
2021			$47,820 Land $13,120 Building $34,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1984–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Optimum, United Fiber.

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