514 Michigan Ave, Monroe, MI 48162 Property Records

Monroe County property record for 514 Michigan Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1923
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual on Record
Last Sale	$132,000 (Jun 2019)
Tax Bill	$2,118 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-59-01564-000`

Property Details

APN / Parcel Number

Primary APN	`55-59-01564-000`
Alternative APN	`55 590 156 40`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Terrain	Rolling
Garage Area	576 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	514 MICHIGAN AVE
City	MONROE
State	MI
Zip	48162-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ASSESSORS PLAT OF WINKWORTH PLAT LOT 161 AND STRIP OF LD BEING 10 FT E & W BY 39.94 FT N & S ADJ E LI SAID LOT 161 AND BEING
Legal Subdivision	ASSRS OF WINKWORTHS
Legal Lot Number	161
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1014
Census Tract	831700

Owner

Source: Monroe County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	514 MICHIGAN AVE, MONROE, MI 48162-2910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jun 26, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Jul 25, 2018	Warranty Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2019 · Amount on Record
Deed Sale	Jun 26, 2019 · Amount on Record
Prior Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	201910685
Prior Transfer Date	Aug 5, 2014
Prior Transfer Doc	2014R15046
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	514 MICHIGAN AVE, MONROE, MI 48162-2910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004265
Date	Mar 14, 2018
Instrument	2018R04265

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2048

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 26, 2019
Property Address	514 MICHIGAN AVE, MONROE, MI 48162-2910
Document Number	0000010685
Instrument Date	Jun 19, 2019
Instrument	10685
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,135.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23271 WILLIAMSBURG CIR #F WOODHAVEN MI 481833338, F, WOODHAVEN, MI 48183-3338

Mortgage

Document Number	10684
Date	Jun 26, 2019
Instrument	10684

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 25, 2018
Property Address	514 MICHIGAN AVE, MONROE, MI 48162-2910
Document Number	2018R13157
Map Reference	LB 66 PG 6 66
Instrument Date	Jul 9, 2018
Instrument	2018R13157
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$761.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23451 W DITNER DR, ROCKWOOD, MI 48173-1208

Mortgage

Document Number	0000013158
Date	Jul 25, 2018
Instrument	2018R13158

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,300 (+7.03%)	$170,600 (+7.03%)
2025	$2,118.00 (-17.75%) Homeowner's exemption	$79,700 (+16.57%) Land $79,700	$159,400 (+16.57%) Land $159,400
2023	$2,575.00 Homeowner's exemption	$68,370	$136,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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