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514 Main St, Oshkosh, NE 69154 Property Records

Garden County property record for 514 Main St, Oshkosh, NE 69154

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,032 sqft · built 1978
Lot Size0.231 acres (10,050 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Mar 2022)
Tax Bill$851 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN2493-00-0-10010-008-0005

Property Details

APN / Parcel Number

Primary APN2493-00-0-10010-008-0005
Alternative APN
  • 350001421

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,032 sqft Living Area
1st Floor Area1,032 sqft
Basement Area1,872 sqft
Finished Basement192 sqft
Unfinished Basement1,032 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialMetal
Lot Area10,050 sqft (0.231 acres)
Lot Dimensions134 ft deep x 75 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area216 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address514 MAIN ST
CityOSHKOSH
StateNE
Zip69154-5036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01-SINGLE
Legal DescriptionLOT 5-6-7 BLK 8 SUDMAN CO ADD OSHKOSH
Legal SubdivisionSUDMAN CO ADD
Legal Block8
Legal Lot Number5-6-7
JurisdictionGARDEN NE
Township / Civil DivisionLOST CREEK
Census Block Group2
Census Block2077
Census Tract952100

Owner

514 Main St is owned by two individuals who bought it in March 2022.

Source: Garden County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 286, OSHKOSH, NE 69154-0286
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2022 · Amount on File
Deed SaleMar 17, 2022 · Amount on File
Deed Document Number2022118
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDEN NE
Recording DateJun 1, 2026
Property Address514 MAIN ST, OSHKOSH, NE 69154-5036
Document Number0000000188
Instrument DateMay 23, 2026
Instrument2026188
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 MAIN ST, OSHKOSH, NE 69154-5036

Mortgage

Document Number0000000188,
DateJun 1, 2026
Instrument2026188
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 1, 2036
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 514 Main St was $851.

Source: Garden County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyGarden County
MunicipalityOshkosh City
Unified School DistrictGarden County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,457 (+17.23%) Land $10,804 Building $81,653$92,457 (+17.23%) Land $10,804 Building $81,653
2025$851.00$78,869 Land $10,804 Building $68,065$78,869 Land $10,804 Building $68,065
2023$960.00$76,745 Land $2,800 Building $73,945$76,745 Land $2,800 Building $73,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 4, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2010–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OSHKOSH
serves 809 people · EPA ID NE3106901
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2019
Arsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vistabeam
Fiber · Fixed Wireless		2,000 / 2,000
Windbreak Cable
Cable		1,024 / 30
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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