514 Laurel Ln, Lakeland, FL 33813 Property Records

Polk County property record for 514 Laurel Ln, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,552 sqft · built 1983
Lot Size	0.284 acres (12,380 sqft)
Owner	Individual Name on Record
Tax Bill	$8,416 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-06-000000-032480`

Property Details

APN / Parcel Number

Primary APN	`24-29-06-000000-032480`
Alternative APNs	`062924000000032480` `62924000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,552 sqft Living Area
1st Floor Area	2,158 sqft
Upper Floors Area	1,394 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	12,380 sqft (0.284 acres)
Lot Dimensions	140 ft deep x 88.4 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	660 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Unfinished Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	514 LAUREL LN
City	LAKELAND
State	FL
Zip	33813-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEG NE COR SW1/4 OF SE1/4 OF NW1/4 RUN S 331.59 FT TO SE COR N1/2 OF SW1/4 OF SE1/4 OF NW1/4 W 355 FT S 140 FT FOR POB RUN N 140 FT W 88.44 FT S 140 FT E 88.44 FT TO POB
Legal Range	24E
Legal Township	29S
Legal Section	06
Legal Subdivision	BEERMAN C D
Legal Tract	000000
Legal Block	3
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3000
Census Tract	10601

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1136 WATERFALL LN, LAKELAND, FL 33803-7915
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	514 LAUREL LN, LAKELAND, FL 33813-1651
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 LAUREL LN, LAKELAND, FL 33813-1651

Mortgage

Document Number	0000296901
Date	Nov 15, 2021
Book Page	11981/1701
Instrument	2021296901

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,170 (-1.37%) Land $72,000 Building $388,170	$460,170 (-1.37%) Land $72,000 Building $388,170
2025	$8,416.00 (+181.47%)	$466,557 (+120.46%) Land $72,000 Building $394,557	$466,557 (-3.01%) Land $72,000 Building $394,557
2023	$2,990.00 (+0.2%) Homeowner's exemption	$211,625 (+3%)	$481,020 (+17.2%) Land $70,000 Building $411,020
2022	$2,984.00 Homeowner's exemption	$205,461	$410,415 Land $68,000 Building $342,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2002–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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