Dare County property record for 514 Laura Ln, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1991 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Sep 2017) |
| Tax Bill | $2,259 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 988405178944 |
| Primary APN | 988405178944 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,064 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 988405178944 |
|---|---|
| Street Address | 514 LAURA LN |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 115 BLK: SEC: 2 PL: 6 SL: 32 |
| Legal Subdivision | WRIGHT'S SHORES |
| Legal Lot Number | 115 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970200 |
514 Laura Ln is owned by two individuals who bought it in September 2017.
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1825 WOODLAND RD, SUFFOLK, VA 23436-1223 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Sep 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2017 · Amount on File |
| Deed Sale | Sep 15, 2017 · Amount on File |
| Prior Sale | Feb 3, 2006 · Amount on File |
| Deed Document Number | 2017700043670 |
| Deed Book / Page | 2192 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 514 LAURA LN, KILL DEVIL HILLS, NC 27948 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002427/15 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 2427/15 |
| Instrument | 700086184 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|---|
| Type | Bank |
| Address | HAMPTON, VA 23663 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Sep 15, 2017 |
| Property Address | 514 LAURA LN, KILL DEVIL HILLS, NC 27948 |
| Document Number | 002192/249 |
| Book / Page | 2192 / 249 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 700043670 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 BLUEGRASS RD, 230, MIDLOTHIAN, VA 23114-4300 |
| Name | Verified Name |
|---|---|
| Address | 1825 WOODLAND RD, SUFFOLK, VA 23436-1223 |
| Document Number | 002192/251 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 2192/251 |
| Instrument | 700043671 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2037 |
The 2026 property tax bill for 514 Laura Ln was $2,259.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,259.00 | $416,000 (-) Land $200,600 Building $215,400 | $416,000 Land $200,600 Building $215,400 |
| 2025 | $2,259.00 | $416,000 Land $200,600 Building $215,400 | |
| 2023 | $1,934.00 | $256,000 Land $86,300 Building $169,700 | |
| 2020 | $416,000 Land $200,600 Building $215,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 514 Laura Ln in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 159 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 159 in force |
| Nearby Flood Claims | 165 (1981–2019) |
| Claims Outside the SFHA | 38 of 165 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 514 Laura Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015 |
|---|---|
| Water Source | Purchased groundwater from DARE COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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