514 Julia Cir, Spicer, MN 56288 Property Records

Kandiyohi County property record for 514 Julia Cir, Spicer, MN 56288

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,318 sqft · built 2005
Lot Size	0.182 acres (7,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$569,900 (Sep 2026)
Tax Bill	$9,036 (2026)
Deeds & Mortgages	Sep 2026 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-440-0040`

Property Details

APN / Parcel Number

Primary APN	`85-440-0040`

Interior

Full Baths	1 Bath
Building Area	2,318 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	7,941 sqft (0.182 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	133 sqft

Location & Zoning

Street Address	514 JULIA CIR
City	SPICER
State	MN
Zip	56288-8685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEDAYTO COMMONS
Legal Range	034
Legal Township	120
Legal Section	03
Legal Subdivision	MEDAYTO COMMONS
Legal Block	1
Legal Lot Number	4
Jurisdiction	KANDIYOHI MN
Township / Civil Division	SPICER
Census Block Group	3
Census Block	3058
Census Tract	780400

Owner

Source: Kandiyohi County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 JULIA CIR, SPICER, MN 56288-8685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE REGION BANK
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE REGION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	20261926785
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Sep 30, 2026
Property Address	514 JULIA CIR, SPICER, MN 56288-8685
Document Number	0001926785
Instrument Date	Sep 30, 2026
Instrument	20261926785
Transaction Type	Transfer
Record Updated	Oct 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 JULIA CIR, SPICER, MN 56288-8685

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	514 JULIA CIR, SPICER, MN 56288-8685
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	675869
Date	Mar 22, 2021
Instrument	675869

Lender

Name	LAKE REGION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Aug 23, 2019
Property Address	514 JULIA CIR, SPICER, MN 56288-8685
Document Number	660488
Instrument Date	Aug 16, 2019
Instrument	660488
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	QUALITY TITLE OF WILLMAR INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 JULIA CIR, SPICER, MN 56288-8685

Mortgage

Document Number	660489
Date	Aug 23, 2019
Instrument	660489

Lender

Name	LAKE REGION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kandiyohi County
Municipality	Spicer City
Unified School District	New London-Spicer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,036.00 (+18.55%) Homeowner's exemption	$534,000 (+0.77%) Land $47,500 Building $486,500	$534,000 (+0.77%) Land $47,500 Building $486,500
2025		$529,900 (+8.25%) Land $47,500 Building $482,400	$529,900 (+8.25%) Land $47,500 Building $482,400
2023	$7,622.00 Homeowner's exemption	$489,500 Land $47,500 Building $442,000	$489,500 Land $47,500 Building $442,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spicer serves 1,225 people · EPA ID MN1340010
Water Source	Purchased groundwater from Glacial Lakes Sanitary Sewer/Water Dist
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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