514 Jernigans Pond Ln, Dunn, NC 28334 Property Records

Harnett County property record for 514 Jernigans Pond Ln, Dunn, NC 28334

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,666 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1400013154`

Property Details

APN / Parcel Number

Primary APN	`1400013154`
Alternative APN	`071509 0055 02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Heated Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1400013154
Street Address	514 JERNIGANS POND LN
City	DUNN
State	NC
Zip	28334-7019
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	1.00 AC EVERETT WILLIAMS
Legal Subdivision	E B JERNIGAN ESTATE
Jurisdiction	HARNETT NC
Township / Civil Division	GROVE
Census Block Group	3
Census Block	3074
Census Tract	70402

Owner

514 Jernigans Pond Ln, a mobile home, is owned and occupied by an individual who acquired it in September 2003.

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	514 JERNIGANS POND LN, DUNN, NC 28334-7019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 5, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 5, 2018	Loan Modification, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2003
Deed Sale	Sep 17, 2003
Deed Book / Page	1831 / 1
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	514 JERNIGANS POND LN, DUNN, NC 28334-7019
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 JERNIGANS POND LN, DUNN, NC 28334-7019

Mortgage

Document Number	0000020025
Date	Dec 1, 2023
Book Page	4215/2621
Instrument	2023020025

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2063

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	514 JERNIGANS POND LN, DUNN, NC 28334-7019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 JERNIGANS POND LN, DUNN, NC 28334-7019

Mortgage

Document Number	0000018119
Date	Oct 7, 2020
Book Page	3878/140
Instrument	2020018119

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Mar 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	514 JERNIGANS POND LN, DUNN, NC 28334-7019
Document Number	0000002484
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 JERNIGANS POND LN DUNN NC 283347019, DUNN, NC 28334-7019

Mortgage

Document Number	0000002484
Date	Feb 27, 2018
Book Page	003582/000705
Instrument	2484

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	514 JERNIGANS POND LN, DUNN, NC 28334-7019
Document Number	0000003666
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 JERNIGANS POND LN DUNN NC 283347019, DUNN, NC 28334-7019

Mortgage

Document Number	0000003666
Date	Mar 20, 2018
Book Page	003588/000802
Instrument	3666

Lender

Name	WFB NA
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 514 Jernigans Pond Ln was $1,666, up 88% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,666.00 (+88.04%)	$213,653 (+86.77%)	$213,653 (+86.77%) Land $79,250 Building $134,403
2025	$886.00	$114,395	$114,395 Land $46,240 Building $68,155
2023	$886.00	$114,395	$114,395 Land $46,240 Building $68,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Jernigans Pond Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Jernigans Pond Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL · Fiber in parts of the area	10 / 1

May also be available: AT&T, Verizon.

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