514 Gerald St, Leland, MS 38756 Property Records

Washington County property record for 514 Gerald St, Leland, MS 38756

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,531 sqft · built 1980
Lot Size	0.416 acres (18,150 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2015)
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`30345600000`

Property Details

APN / Parcel Number

Primary APN	`30345600000`
Alternative APNs	`023755` `23755`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,531 sqft Living Area
1st Floor Area	1,775 sqft
2nd Floor Area	756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,150 sqft
Lot Dimensions	165 ft deep x 110 ft wide
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	023755
Street Address	514 GERALD ST
City	LELAND
State	MS
Zip	38756-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DILLARD HEARD ADD LOT NUMBER-025 LOT SIZE-111.3 X 170.4 X IR PLAT-BK-0009 PG-0036
Legal Subdivision	DILLARD HEARD ADD
Legal Lot Number	25
Jurisdiction	WASHINGTON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3010
Census Tract	1600

Owner

514 Gerald St is owned and occupied by an individual who bought it in July 2015.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	514 GERALD ST, LELAND, MS 38756-3125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage PLANTERS BANK & TRUST CO
Apr 4, 2022	Deed of Trust, Mortgage PLANTERS BANK & TRUST CO
Sep 12, 2019	Deed of Trust, Mortgage · Unknown PLANTERS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2015 · Amount on File
Deed Sale	Jul 30, 2015 · Amount on File
Deed Document Number	20151/4181
Deed Book / Page	2015 / 1/4181
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MS
Property Address	514 GERALD ST, LELAND, MS 38756-3125
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 GERALD ST, LELAND, MS 38756-3125

Mortgage

Document Number	202302/1826
Date	Feb 10, 2023
Book Page	202302/1826

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 13, 2028

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MS
Property Address	514 GERALD ST, LELAND, MS 38756-3125
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 GERALD ST, LELAND, MS 38756-3125

Mortgage

Document Number	202202/5790
Date	Apr 4, 2022
Book Page	202202/5790

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	62 Months
Due	Jun 12, 2027

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MS
Property Address	514 GERALD ST, LELAND, MS 38756-3125
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 GERALD ST, LELAND, MS 38756-3125

Mortgage

Document Number	201902/13027
Date	Sep 12, 2019
Book Page	201902/13027

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record
Term	61 Months
Due	Oct 27, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 514 Gerald St was $3,653 with exemptions applied, up 6.8% from the year before.

Source: Washington County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Washington County
Municipality	Leland City
Unified School District	Leland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,653.00 (+6.78%) Homeowner's exemption Disabled Person's exemption	$22,172	$221,720 Land $13,460 Building $208,260
2024	$3,421.00 (-0.93%)
2023	$3,453.00 (+1.47%) Homeowner's exemption Disabled Person's exemption	$20,737	$207,370 Land $13,460 Building $193,910
2022	$3,403.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 514 Gerald St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1979–2018)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Hurricane Gustav, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Gerald St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LELAND serves 4,591 people · EPA ID MS0760006
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TecInfo Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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