514 Garrison Dr, Adger, AL 35006 Property Records

Jefferson County property record for 514 Garrison Dr, Adger, AL 35006

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1984
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$748 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-00-26-0-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`18-00-26-0-000-005.000`
Alternative APNs	`18260000005000RR00` `513`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	988 sqft
Basement Area	676 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Exterior Material	Brick/Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	648 sqft
Porch	Slab
Porch Area	222 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	513
Street Address	514 GARRISON DR
City	ADGER
State	AL
Zip	35006-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	POB 100.7 FT W OF NE COR OF LOT 3 BLK B WARRIOR RIVER ESTS TH W 220 FT TH SLY 130 FT TO NW COR OF LOT 8 SD BLK TH S 162 FT TO N R/W HIGGS DR TH SE & NE ALG R/W 250 FT TH N 325 FT TO POB LYING IN NE4 OF SEC 26 RP 17 R 7W BEING PT OF LOT 3 BLK B WARRIO
Legal Range	07W
Legal Township	17S
Legal Section	26
Legal Subdivision	WARRIOR RIVER ESTS
Legal Block	B
Legal Lot Number	3
Jurisdiction	JEFFERSON AL
Township / Civil Division	NORTH JOHNS
Census Block Group	1
Census Block	1002
Census Tract	14107

Owner

Source: Jefferson County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2420 15TH ST N, BESSEMER, AL 35023-3680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACIPCO FEDERAL CREDIT UNION
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit ACIPCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 14, 2001
Transfer Doc	2001005317
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	514 GARRISON DR, ADGER, AL 35006-2630
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 GARRISON DR, ADGER, AL 35006-2630

Mortgage

Document Number	0000056117
Date	May 19, 2022
Instrument	2022056117

Lender

Name	ACIPCO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	512 GARRISON DR, ADGER, AL 35006-2630
Document Number	0000044291
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 GARRISON DR ADGER AL 350062630, ADGER, AL 35006-2630

Mortgage

Document Number	0000044291
Date	May 4, 2017
Instrument	44291

Lender

Name	ACIPCO FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 3, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$748.00 Senior Citizen's exemption	$17,780 (-)	$227,600 (+8.07%) Land $87,500 Building $140,100
2023		$17,780 Land $7,345 Building $10,435	$210,600 Land $87,000 Building $123,600
2022	$748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARRIOR RIVER WATER AUTHORITY serves 38,700 people · EPA ID AL0000763
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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