Marion County property record for 514 Emerald Rd, Ocala, FL 34472 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,396 sqft · built 1978 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $45,000 (May 2015) |
| Tax Bill | $2,352 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9011-0193-21 |
| Primary APN | 9011-0193-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,396 sqft Living Area |
| Gross Area | 3,086 sqft |
| 1st Floor Area | 2,396 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Modern |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 150 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 215 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 514 EMERALD RD |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34472-2368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 15 TWP 16 RGE 23 SEC 16 TWP 16 RGE 23 PLAT BOOK J PAGE 066 SILVER SPRING SHORES UNIT 11 BLK 193 LOT 21 |
| Legal Range | 23E |
| Legal Township | 16S |
| Legal Section | 16 |
| Legal Subdivision | SILVER SPRING SHORES |
| Legal Block | 193 |
| Legal Lot Number | 21 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1211 |
Source: Marion County records · APN 9011-0193-21
Assessment roll updated December 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 514 EMERALD RD, OCALA, FL 34472-2368 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Aug 21, 2025 | Deed of Trust, Mortgage · FHA Mortgage EMM LOANS LLC |
| May 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2015 · Amount on Record |
| Deed Sale | May 15, 2015 · Amount on Record |
| Prior Sale | Nov 05, 2014 |
| Deed Document Number | 201545926 |
| Deed Book / Page | 6213 / 550 |
| Prior Transfer Date | Oct 08, 2014 |
| Prior Transfer Doc | 0061221063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Jun 25, 2026 |
| Property Address | 514 EMERALD RD, OCALA, FL 34472-2368 |
| Document Number | 0000081970 |
| Book / Page | 8944 / 637 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202681970 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 514 EMERALD RD, OCALA, FL 34472-2368 |
| Investor | Possibly a Property Investor |
| Document Number | 0000081970, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 8944/637 |
| Instrument | 202681970 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 14, 2046 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 514 EMERALD RD, OCALA, FL 34472-2368 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 514 EMERALD RD, OCALA, FL 34472-2368 |
| Document Number | 0086921545 |
|---|---|
| Date | Aug 21, 2025 |
| Book Page | 8692/1545 |
| Instrument | 2025112179 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 514 EMERALD RD, OCALA, FL 34472-2368 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0080551430 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 8055/1430 |
| Instrument | 2023064389 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 514 EMERALD RD, OCALA, FL 34472-2368 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0066730411 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 6673/0411 |
| Instrument | 2017104716 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,352.00 (+15.63%) | $144,333 (+5.99%) | $272,609 (+4.97%) Land $27,000 Building $245,609 |
| 2023 | $2,034.00 (-45.19%) Homeowner's exemption | $136,180 (+5.47%) Land $25,000 Building $111,180 | $259,695 (+7.53%) Land $25,000 Building $234,695 |
| 2022 | $3,711.00 Homeowner's exemption Disabled Person's exemption | $129,113 | $241,503 Land $17,000 Building $224,503 |
Source: FEMA National Flood Hazard Layer, Marion County (12083C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120830012111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property
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