FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
514 ELM ST, WALLER, TX 77484-8309
Mortgage
Document Number
0002209097
Date
Jul 8, 2022
Instrument
2209097
Lender
Name
IDAHO HOUSING & FINANCE ASSN
Type
Government Agency
Address
BOISE, ID 83702
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
336 Months
Due
Jul 1, 2050
August 2020: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
WALLER TX
Recording Date
Aug 7, 2020
Property Address
514 ELM ST, WALLER, TX 77484-8309
Document Number
2007452
Map Reference
VOL 195 PG 250
Instrument Date
Jun 17, 2020
Instrument
2007452
Transaction Type
Transfer
Record Updated
Sep 14, 2021
Title Company
NOT AVAILABLE, BRPS TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
514 ELM ST, WALLER, TX 77484-8309
Mortgage
Document Number
2007453
Date
Aug 7, 2020
Instrument
2007453
Lender
Name
ACADEMY MORTGAGE CORP
Type
Mortgage Company
Special Notes
Seller Financed
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
October 2018: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
WALLER TX
Recording Date
Oct 24, 2018
Property Address
514 ELM ST, WALLER, TX 77484-8309
Document Number
1808456
Map Reference
VOL195 PG250
Instrument Date
Oct 22, 2018
Instrument
1808456
Transaction Type
Transfer
Record Updated
Sep 14, 2021
Title Company
STEWART TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
514 ELM ST, WALLER, TX 77484-8309
Mortgage
Document Number
1808457
Date
Oct 24, 2018
Instrument
1808457
Lender
Name
GARDNER FINANCIAL SERVICES LTD
Type
Funding / Finance Company
Special Notes
Seller Financed
Agreement
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 514 Elm St was $3,606, up 293.2% from the year before.
Source: Waller County assessment roll, as of May 26, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Waller County
Municipality
Waller City
Unified School District
Waller Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$3,606.00 (+293.24%)
$166,570Land $56,810Building $109,760
$166,570Land $56,810Building $109,760
2024
$917.00
2023
$170,520Land $57,610Building $112,910
$170,520Land $57,610Building $112,910
2021
$93,773.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 514 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 29 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
29 in force
Nearby Flood Claims
15 (2016)
Most Recent Claim
May 2016 · Severe Storms And Flooding
Claims by Event
Severe Storms And Flooding, May 2016 · 15 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 514 Elm St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF WALLER serves 5,448 people · EPA ID TX2370003
Water Source
Groundwater
Last State Inspection
Sep 2023
Lead
2 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
4 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025