514 Eldridge Ln, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 514 Eldridge Ln, Chesapeake, VA 23323

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,236 sqft · built 2022
Lot Size	0.034 acres (1,510 sqft)
Owner	Individual Name on File
Last Sale	$469,990 (Sep 2025)
Tax Bill	$4,529 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2022 Sale & Mortgage
APN	`0464002001340`

Property Details

APN / Parcel Number

Primary APN	`0464002001340`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	886 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,510 sqft
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	514 ELDRIDGE LN
City	CHESAPEAKE
State	VA
Zip	23323-6448
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT H CARDINAL MEADOWS CONDO PH 16 SITE 21
Legal Subdivision	CARDINAL MEADOWS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1025
Census Tract	21014

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	514 ELDRIDGE LN, CHESAPEAKE, VA 23323-6448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Bargain and Sale Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Oct 17, 2022	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	202522167
Deed Book / Page	10897 / 1971
Record Updated	Sep 20, 2026

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 25, 2025
Property Address	514 ELDRIDGE LN, CHESAPEAKE, VA 23323-6448
Document Number	10897/1971
Book / Page	10897 / 1971
Map Reference	MB 10405 PG 288
Instrument Date	Sep 23, 2025
Instrument	250022167
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	RTS TITLE AND ESCROW, FORTIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 ELDRIDGE LN, CHESAPEAKE, VA 23323-6448

Mortgage

Document Number	0250022168
Date	Sep 25, 2025
Instrument	250022168

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 17, 2022
Property Address	514 ELDRIDGE LN, CHESAPEAKE, VA 23323-6448
Document Number	10609/1604
Book / Page	10609 / 1604
Instrument Date	Oct 11, 2022
Instrument	220031607
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 ELDRIDGE LN, CHESAPEAKE, VA 23323-6448

Mortgage

Document Number	0220031608
Date	Oct 17, 2022
Instrument	220031608

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,529.00	$448,400 (+4.94%) Land $120,000 Building $328,400	$448,400 (+4.94%) Land $120,000 Building $328,400
2023		$427,300 Land $110,000 Building $317,300	$427,300 Land $110,000 Building $317,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2019–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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