514 Elberta Ave, Salisbury, MD 21801 Property Records

Wicomico County property record for 514 Elberta Ave, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,511 sqft · built 1957
Lot Size	0.336 acres (14,630 sqft)
Owner	Individual Name on File
Last Sale	$86,500 (Oct 1996)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-008957`

Property Details

APN / Parcel Number

Primary APN	`13-008957`
Alternative APN	`008957`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,511 sqft Total Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	14,630 sqft (0.336 acres)
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	008957
Street Address	514 ELBERTA AVE
City	SALISBURY
State	MD
Zip	21801-6850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	BL-G L-1A 14,630SQFT S/S ELBERTA AVE ALLENWOOD PLAT
Legal Subdivision	ALLENWOOD
Legal Block	G
Legal Lot Number	1A
Jurisdiction	WICOMICO MD
Township / Civil Division	13, CAMDEN
Census Block Group	2
Census Block	2029
Census Tract	10400

Owner

Source: Wicomico County records · APN 13-008957

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	514 ELBERTA AVE, SALISBURY, MD 21801-6850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 1996 · Amount on Record
Deed Sale	Oct 17, 1996 · Amount on Record
Prior Sale	Sep 30, 1986 · Amount on Record
Deed Document Number	1996970297
Deed Book / Page	1517 / 737
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	514 ELBERTA AVE, SALISBURY, MD 21801-6850
Document Number	0044200365
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 ELBERTA AVE SALISBURY MD 218016850, SALISBURY, MD 21801-6850

Mortgage

Document Number	0044200365
Date	Jan 03, 2019
Book Page	004420/000365

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,133 (+25.28%)	$164,200 (+31.36%) Land $41,900 Building $122,300
2025	$1,206.00 (+0.25%) Homeowner's exemption
2023	$1,203.00 Homeowner's exemption	$120,633	$125,000 Land $41,900 Building $83,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), as of April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450104002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2012–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2017 · other causes

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 319 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0220004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SALISBURY serves 30,343 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.