514 Eddy Rd, Bloomington, IL 61704 Property Records

McLean County property record for 514 Eddy Rd, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,381 sqft · built 1999
Lot Size0.205 acres (8,944 sqft)
Owner2 Individual Names on Record
Last Sale$251,000 (Oct 2021)
Tax Bill$6,152 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-230-004

Property Details

APN / Parcel Number

Primary APN21-12-230-004

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,381 sqft Living Area
Gross Area2,822 sqft
1st Floor Area1,553 sqft
Basement Area1,583 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area8,944 sqft (0.205 acres)
Lot Dimensions128 ft deep x 70 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Deck Area180 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address514 EDDY RD
CityBLOOMINGTON
StateIL
Zip61704-4837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionOLD FARM LAKES GARDENS, LOT 3.
Legal Range02E
Legal Township23N
Legal Section12
Legal SubdivisionOLD FARM LAKES
Legal Lot Number3
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2000
Census Tract1107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address514 EDDY RD, BLOOMINGTON, IL 61704-4837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Prior SaleJun 7, 2007 · Amount on Record
Deed Document Number202123861
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 5, 2021
Property Address514 EDDY RD, BLOOMINGTON, IL 61704-4837
Document Number202100023861
Map ReferenceDOC 98-15730
Instrument DateSep 27, 2021
Instrument2021-00023861
Transaction TypeTransfer
Record UpdatedOct 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$376.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address514 EDDY RD, BLOOMINGTON, IL 61704-4837

Mortgage

Document Number202100023862
DateOct 5, 2021
Instrument2021-00023862
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$93,232 (+22.57%) Land $21,139 Building $72,093$279,696 (+22.57%) Land $63,417 Building $216,279
2024$6,152.00 (+13.15%)
2023$5,437.00$76,063 Land $17,246 Building $58,817$228,189 Land $51,738 Building $176,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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