514 E Wheel Rd, Bel Air, MD 21015 Property Records

Harford County property record for 514 E Wheel Rd, Bel Air, MD 21015

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,368 sqft · built 2005
Lot Size1.73 acres (75,359 sqft)
Owner2 Individual Names on File
Last Sale$405,000 (Jan 2012)
Tax Bill$5,621 (2026)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-086324

Property Details

APN / Parcel Number

Primary APN01-086324
Alternative APNs
  • 1086324
  • 086324

Interior

Full Baths2 Baths
Stories2 Stories
Building Area3,368 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area75,359 sqft (1.73 acres)
Garage TypeMixed
Garage Area576 sqft
Parking Spaces4 Parking Spaces
Pool Area836 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number086324
Street Address514 E WHEEL RD
CityBEL AIR
StateMD
Zip21015-6119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 6 1.73 AC 514 E WHEEL ROAD MORRWOOD MANOR PT 133/31
Legal SubdivisionMORRWOOD MANOR
Legal Lot Number6
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2001
Census Tract301106

Owner

514 E Wheel Rd is owned and occupied by two individuals who bought it in January 2012.

Source: Harford County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address514 E WHEEL RD, BEL AIR, MD 21015-6119
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2012 · Amount on File
Deed SaleJan 23, 2012 · Amount on File
Prior SaleFeb 11, 2000 · Amount on File
Deed Book / Page9501 / 44
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address514 E WHEEL RD, BEL AIR, MD 21015-6119
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyCERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0137760206
DateApr 3, 2020
Book Page13776/206
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 514 E Wheel Rd was $5,621, up 14.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,621.00 (+14.41%)$510,300 Land $117,300 Building $393,000$510,300 Land $117,300 Building $393,000
2025$4,913.00
2023$412,800 Land $117,300 Building $295,500$412,800 Land $117,300 Building $295,500
2022$4,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 E Wheel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 E Wheel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Nearby Properties on E Wheel Rd

Nearby Streets

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