514 E Spruce Dr, #1-3B, Palatine, IL 60074 Property Records

Cook County property record for 514 E Spruce Dr, #1-3B, Palatine, IL 60074

Property Summary

Property Type	Condominium
Details	2 bd · 900 sqft · built 1982
Lot Size	1.72 acres (75,094 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Jun 2026)
Tax Bill	$3,228 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-02-400-061-1006`

Property Details

APN / Parcel Number

Primary APN	`02-02-400-061-1006`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Units	12 Units
Building Area	900 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	75,094 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	514 E SPRUCE DR, 3B
City	PALATINE
State	IL
Zip	60074-2319
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Range	10E
Legal Township	42N
Legal Section	02
Legal Subdivision	PINE CRK CONDO
Legal Lot Number	1-35
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2027
Census Tract	803608

Owner

514 E Spruce Dr, #1-3B is owned by a company that bought it in June 2026.

Source: Cook County records, as of June 12, 2026

Owner of Record	Company Name on File
Mailing Address	1147 SHAWFORD WAY CT, ELGIN, IL 60120-5010
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN
Jun 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Jun 27, 2019 · Amount on File
Deed Document Number	202615422130
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 3, 2026
Property Address	514 E SPRUCE DR, 3B, PALATINE, IL 60074-2319
Document Number	0000022130
Instrument Date	May 12, 2026
Instrument	202622130
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1147 SHAWFORD WAY CT, ELGIN, IL 60120-5010

Mortgage

Document Number	0000000022,
Date	Jun 3, 2026
Instrument	2026154202615422

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 27, 2019
Property Address	514 E SPRUCE DR # 1-3B, 1-3B, PALATINE, IL 60074-2319
Document Number	1917855134
Instrument Date	May 22, 2019
Instrument	17855134
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$104.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 NERI DR SCHAUMBURG IL 601943519, SCHAUMBURG, IL 60194-3519

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,120 Land $333 Building $14,787	$151,200 Land $3,330 Building $147,870
2023	$3,228.00 (+3.4%)
2022	$3,122.00	$10,903 Land $288 Building $10,615	$109,030 Land $2,880 Building $106,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 514 E Spruce Dr, #1-3B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 E Spruce Dr, #1-3B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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