Cherokee County property record for 514 E Rutledge Ave, Gaffney, SC 29340 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1912 |
| Square Footage | 2,971 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Garage | 1,240 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2023) |
| Tax Bill | $2,829.00 (2025) |
| Primary APN | 029649-23-5 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,971 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Siding Exterior |
| Lot Area | 16,117 sqft (0.37 acres) |
| Depth X Width | 40 ft x 24 ft Depth x Width |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,240 sqft Garage |
| Street Address | 514 E RUTLEDGE AVE |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-2231 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E RUTLEDGE AVE .367 AC RUTLEDGE AVE-0.367 AC DB 165 1490 PB 12C 524 |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Minor Civil Division | GAFFNEY |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 970601 |
Source: Cherokee County records · APN 029649-23-5
Assessment roll updated November 20, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 E RUTLEDGE AVE, GAFFNEY, SC 29340-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Oct 12, 2023 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Mar 11, 2022 · Amount on Record |
| Deed Doc Number | 20235803 |
| Deed Book / Page | 165 / 1490 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jun 30, 2026 |
| Property Address | 514 E RUTLEDGE AVE, GAFFNEY, SC 29340-2231 |
| Document Number | 0000003644 |
| Book / Page | 200 / 1099 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20263644 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 E RUTLEDGE AVE, GAFFNEY, SC 29340-2231 |
| Document Number | 0000003644, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 200/1099 |
| Instrument | 20263644 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Oct 12, 2023 |
| Property Address | 514 E RUTLEDGE AVE, GAFFNEY, SC 29340-2231 |
| Document Number | 0001651490 |
| Book / Page | 165 / 1490 |
| Map Reference | MB 12-C PG 524 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 202300005803 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 514 E RUTLEDGE AVE, GAFFNEY, SC 29340-2231 |
| Document Number | 202300005804 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 202300005804 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,829.00 (+29.24%) Homeowner's exemption | $15,390 (+16.5%) Land $1,200 Building $14,190 | $384,700 (+16.47%) Land $30,000 Building $354,700 |
| 2023 | $2,189.00 (+96.68%) | $13,210 (+87.64%) Land $600 Building $12,610 | $330,300 (+82.49%) Land $15,000 Building $315,300 |
| 2022 | $1,113.00 | $7,040 Land $600 Building $6,440 | $181,000 Land $15,000 Building $166,000 |
Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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