514 E Richardson Ave, Ladson (Summerville), SC 29485 Property Records

Charleston County property record for 514 E Richardson Ave, Ladson, SC 29485

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,484 sqft · built 2021
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Sep 2021)
Tax Bill$1,087 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN379-00-00-027

Property Details

APN / Parcel Number

Primary APN379-00-00-027

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,484 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions200 ft deep x 43 ft wide
Garage TypeAttached

Location & Zoning

Street Address514 E RICHARDSON AVE
CitySUMMERVILLE
StateSC
Zip29485-7089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -PINE GROVE DESCRIPTION -LT E
Legal SubdivisionPINE GROVE
Legal Lot NumberE
JurisdictionCHARLESTON SC
Township / Civil DivisionNORTH CHARLESTON
Census Block Group1
Census Block1016
Census Tract3106

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address514 E RICHARDSON AVE, SUMMERVILLE, SC 29485-7089
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MORTGAGE EQUITY PARTNERS LLC
Nov 17, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Prior SaleNov 17, 2020 · Amount on Record
Deed Document Number2021
Deed Book / Page1034 / 924
Prior Transfer DateDec 12, 2006
Prior Transfer Doc00N6080804
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLESTON SC
Recording DateSep 21, 2021
Property Address514 E RICHARDSON AVE, SUMMERVILLE, SC 29485-7089
Document Number0010340924
Book / Page1034 / 924
Instrument DateMay 28, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address514 E RICHARDSON AVE, SUMMERVILLE, SC 29485-7089

Mortgage

Document Number0001034925
DateSep 21, 2021
Instrument1034/925
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueJun 1, 2051

Mortgage

Document Number0010340927
DateSep 21, 2021
Book Page1034/927
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
AddressLYNNFIELD, MA 01940
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term357 Months
DueJun 1, 2051

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateNov 17, 2020
Property Address514 E RICHARDSON AVE, LADSON, SC 29485-7089
Document Number0935/0702
Book / Page000935 / 000702
Instrument DateOct 28, 2020
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$29.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4841 GILPEN CT SUMMERVILLE SC 294858882, SUMMERVILLE, SC 29485-8882

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,087.00 (+7.73%)$316,250 (+2,775%) Land $33,350 Building $282,900$476,200 (+73.16%) Land $59,100 Building $417,100
2024$1,009.00 (+7.45%)$11,000 (-)
2022$939.00$11,000$275,000 (-) Land $29,000 Building $246,000
2020$275,000 Land $29,000 Building $246,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMMERVILLE CPW
serves 81,750 people · EPA ID SC1810003
Water SourcePurchased surface water from LAKE MOULTRIE REGIONAL WS
Last State InspectionNov 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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