514 E Myrtle St, Bellingham, WA 98225 Property Records

Whatcom County property record for 514 E Myrtle St, Bellingham, WA 98225

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,720 sqft · built 1908
Lot Size0.1 acres (4,356 sqft)
OwnerOwner Name on File
Last Sale$285,280 (Oct 2011)
Tax Bill$8,124 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jun 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN491500

Property Details

APN / Parcel Number

Primary APN491500
Alternative APNs
  • 380331 134422 0000
  • 76959

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,720 sqft Living Area
1st Floor Area1,036 sqft
2nd Floor Area1,036 sqft
Basement Area1,036 sqft
Unfinished Basement1,036 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Architectural StyleSplit Level
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
PorchPorch
Porch Area448 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number491500
Street Address514 E MYRTLE ST
CityBELLINGHAM
StateWA
Zip98225-5527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM1.0
Legal DescriptionNEW WHATCOM NW 53 FT OF SE 83 FT OF LOTS 15-16 BLK 89-TOG WI VAC SW 10 FT MYRTLE ST ABTG
Legal Range03
Legal Township38
Legal Section31
Legal SubdivisionNEW WHATCOM
Legal Block89
Legal Lot Number15 16
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group3
Census Block3007
Census Tract1000

Owner

The current owner of 514 E Myrtle St bought it in October 2011.

Source: Whatcom County records, as of March 16, 2026

Owner of RecordOwner Name on File
Mailing Address3547 LAKEWAY DR, BELLINGHAM, WA 98229-2480

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Deed of Trust, Mortgage · Commercial Mortgage
WASHINGTON FEDERAL BANK
Jun 17, 2022Deed of Trust, Mortgage
GINNY HANSEN
Jul 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2011 · Amount on File
Deed SaleOct 18, 2011 · Amount on File
Prior SaleOct 18, 2011 · Amount on File
Deed Document Number2111001705
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address514 E MYRTLE ST, BELLINGHAM, WA 98225-5527
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000701430
DateJul 14, 2022
Instrument2022-0701430
Lender
NameWASHINGTON FEDERAL BANK
AddressSEATTLE, WA 98101
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address514 E MYRTLE ST, BELLINGHAM, WA 98225-5527
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 E MAPLE ST, BELLINGHAM, WA 98225-5228

Mortgage

Document Number0000601917
DateJun 17, 2022
Instrument2022-0601917
Lender
NameGINNY HANSEN
TypePrivate Party
Address3016 MAYNARD PL, BELLINGHAM, WA 98226
Agreement
AmountAmount on Record

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address514 E MYRTLE ST, BELLINGHAM, WA 98225-5527
Document Number2170702282
Instrument DateJul 20, 2017
Transaction TypeMortgage
Record UpdatedAug 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3199 NORTHSHORE RD BELLINGHAM WA 982267861, BELLINGHAM, WA 98226-7861

Mortgage

Document Number2170702282
DateJul 21, 2017
Instrument702282
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98226
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 514 E Myrtle St was $8,124.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,124.00$993,331 Land $491,520 Building $501,811$993,331 Land $491,520 Building $501,811
2022$838,123 Land $414,720 Building $423,403$838,123 Land $414,720 Building $423,403
2021$5,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 E Myrtle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 514 E Myrtle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband.

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