McLean County property record for 514 E Locust St, Bloomington, IL 61701
| Property Type | Commercial |
|---|---|
| Details | 2,969 sqft · built 1988 |
| Lot Size | 0.178 acres (7,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Apr 2011) |
| Tax Bill | $2,750 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04-232-023 |
| Primary APN | 21-04-232-023 |
|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,969 sqft Gross Area |
| 1st Floor Area | 1,501 sqft |
| Basement Area | 1,468 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,746 sqft (0.178 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Basement |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 514 E LOCUST ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-3581 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | FLAGGS 2ND ADD LOT 21 BLK 3 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 04 |
| Legal Subdivision | FLAGGS 2ND ADD |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1301 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 STONEY CT, BLOOMINGTON, IL 61704-2743 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2011 · Amount on Record |
| Deed Sale | Apr 15, 2011 · Amount on Record |
| Deed Document Number | 20119128 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 514 E LOCUST ST, BLOOMINGTON, IL 61701-3581 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000007116 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020-00007116 |
| Name | FIRST FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Mar 27, 2025 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,941 (+14.23%) Land $14,863 Building $22,078 | $110,823 (+14.23%) Land $44,589 Building $66,234 | |
| 2024 | $2,750.00 (+1.78%) | ||
| 2023 | $2,702.00 (+9%) | $32,339 (+10.83%) Land $13,012 Building $19,327 | $97,017 (+10.83%) Land $39,036 Building $57,981 |
| 2022 | $2,479.00 | $29,180 Land $11,741 Building $17,439 | $87,540 Land $35,223 Building $52,317 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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