514 E Franklin St, Otsego, MI 49078 Property Records

Allegan County property record for 514 E Franklin St, Otsego, MI 49078

Property Summary

Property TypeResidential Vacant Land
Details3 ba · 1,200 sqft · built 1920
Lot Size0.089 acres (3,877 sqft)
OwnerCompany Name on Record
Tax Bill$214 (2022)
Deeds & MortgagesJun 2021 Sale
Nov 2017 Transfer
Flood ZoneZone A (high risk)
APN54-452-003-00

Property Details

APN / Parcel Number

Primary APN54-452-003-00
Alternative APN
  • 03-54-452-003-00

Interior

Full Baths3 Baths
Units3 Units
Stories2 Stories
Building Area1,200 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area3,877 sqft (0.089 acres)
Lot Dimensions80 ft deep x 48.3 ft wide

Location & Zoning

Street Address514 E FRANKLIN ST
CityOTSEGO
StateMI
Zip49078-1376
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionELY 30' MEASURED ALG FRANKLIN ST OF LOT 3 BLOCK B ALSO LOT 4 BLOCK B EX THAT PT LYING S OF DRAIN HOMESTEAD ADDITION
Legal SubdivisionMEASURED ALG FRANKLIN
Legal BlockB
Legal Lot Number3-4
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group2
Census Block2006
Census Tract31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address117 E ORLEANS ST, OTSEGO, MI 49078-1124
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Quit Claim Deed, Transfer
Quitclaim
Nov 28, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2010
Deed SaleApr 1, 2010
Prior SaleJan 21, 2005 · Amount on Record
Deed Book / Page3407 / 19
Last Transfer DateJul 21, 2025
Transfer Doc005052/677
Record UpdatedOct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALLEGAN MI
Recording DateJun 9, 2021
Property Address514 E FRANKLIN ST, OTSEGO, MI 49078-1376
Document Number004630/167
Book / Page4630 / 167
Instrument DateMay 7, 2021
Transaction TypeTransfer
Record UpdatedMay 1, 2023

Transaction

AmountAmount Recorded
Tax$3.75
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 680596, ORLANDO, FL 32868-0596

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 S SUNSET ST, PLAINWELL, MI 49080-1569

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALLEGAN MI
Recording DateNov 28, 2017
Property Address514 E FRANKLIN ST, OTSEGO, MI 49078-1376
Document Number004199/707
Book / Page4199 / 707
Instrument DateNov 20, 2017
Instrument4199-707
Transaction TypeTransfer
Record UpdatedMay 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address113 CHESTNUT ST, ALLEGAN, MI 49010-1332

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2245, LABELLE, FL 33975-2245

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,600 (+5.56%) Land $7,600
2023$3,600 Land $3,600$7,200 Land $7,200
2022$214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTSEGO
serves 4,120 people · EPA ID MI0005060
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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