514 E Fairview Ave, South Bend, IN 46614 Property Records

St. Joseph County property record for 514 E Fairview Ave, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1920
Lot Size	0.107 acres (4,680 sqft)
Owner	Individual Name on File
Last Sale	$221,777 (Jun 2026)
Tax Bill	$2,629 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`71-08-24-208-004.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-24-208-004.000-026`
Alternative APN	`01871425070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,680 sqft
Basement Area	744 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,680 sqft (0.107 acres)
Lot Dimensions	117 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	514 E FAIRVIEW AVE
City	SOUTH BEND
State	IN
Zip	46614-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 182 STUDEBAKER PLACE 1ST ADD
Legal Subdivision	STUDEBAKER PLACE 1ST ADD
Legal Lot Number	182
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1049
Census Tract	3300

Owner

514 E Fairview Ave is owned and occupied by an individual who bought it in June 2026.

Source: St. Joseph County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	514 E FAIRVIEW AVE, SOUTH BEND, IN 46614-1232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Jan 29, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Jan 29, 2026
Deed Document Number	202614783
Prior Transfer Date	Jan 28, 2026
Prior Transfer Doc	0000002401
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 11, 2026
Property Address	514 E FAIRVIEW AVE, SOUTH BEND, IN 46614-1232
Document Number	0000014783
Instrument Date	Jun 5, 2026
Instrument	202614783
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E FAIRVIEW AVE, SOUTH BEND, IN 46614-1232

Mortgage

Document Number	0000014784,
Date	Jun 11, 2026
Instrument	202614784

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000014785,
Date	Jun 11, 2026
Instrument	202614785

Lender

Agreement

Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 29, 2026
Property Address	514 E FAIRVIEW AVE, SOUTH BEND, IN 46614-1232
Document Number	0002602401
Map Reference	PB 8 PG 94
Instrument Date	Jan 28, 2026
Instrument	2602401
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 KESCO DR, BRISTOL, IN 46507
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 514 E Fairview Ave was $2,629, up 88.6% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,629.00 (+88.59%)	$44,700 (+0.68%) Land $3,000 Building $41,700	$44,700 (+0.68%) Land $3,000 Building $41,700
2024	$1,394.00 (+148.04%)	$44,400 (+103.67%) Land $3,000 Building $41,400	$44,400 (+103.67%) Land $3,000 Building $41,400
2023	$562.00 (+7.46%)	$21,800 (-) Land $3,000 Building $18,800	$21,800 (-) Land $3,000 Building $18,800
2022	$523.00	$21,800 Land $3,000 Building $18,800	$21,800 Land $3,000 Building $18,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 E Fairview Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 514 E Fairview Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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