Scotland County property record for 514 E Covington St, Laurinburg, NC 28352
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 892 sqft · built 1949 |
| Lot Size | 0.144 acres (6,283 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Nov 2025) |
| Tax Bill | $632 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010073 08009 |
| Primary APN | 010073 08009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 892 sqft Heated Area |
| Gross Area | 1,068 sqft |
| 1st Floor Area | 822 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,283 sqft (0.144 acres) |
| Lot Dimensions | 103 ft deep x 61 ft wide |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 246 sqft |
| Storage Building | 704 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 910990 |
|---|---|
| Street Address | 514 E COVINGTON ST |
| City | LAURINBURG |
| State | NC |
| Zip | 28352-4912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 512 E. COVINGTON ST |
| Legal Subdivision | MCNAIR INVESTMENT COS ELIZABE |
| Jurisdiction | SCOTLAND NC |
| Township / Civil Division | STEWARTSVILLE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10300 |
Source: Scotland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 371 CAMINO AGUAJITO, MONTEREY, CA 93940-3502 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Nov 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Prior Sale | Oct 7, 2024 · Amount on Record |
| Deed Document Number | 20252978 |
| Deed Book / Page | 1813 / 2 |
| Prior Transfer Date | Apr 13, 2005 |
| Prior Transfer Doc | 000979/114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Property Address | 514 E COVINGTON ST, LAURINBURG, NC 28352-4912 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001637/190 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 1637/190 |
| Instrument | 2019-00002439 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Recording Date | Nov 20, 2025 |
| Property Address | 514 E COVINGTON ST, LAURINBURG, NC 28352-4912 |
| Document Number | 00001813/2 |
| Book / Page | 1813 / 2 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025-00002978 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7156 AIRIE RD NE, LELAND, NC 28451-8700 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 371 CAMINO AGUAJITO, MONTEREY, CA 93940-3502 |
| Document Number | 202500002979 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025-00002979 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Scotland County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Scotland County |
| Municipality | Laurinburg City |
| Unified School District | Scotland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632.00 (+9.72%) | $83,320 (+58.22%) Land $5,840 Building $77,480 | $83,320 (+58.22%) Land $5,840 Building $77,480 |
| 2025 | $576.00 (+89.47%) | $52,660 (+108.97%) Land $3,180 Building $49,480 | $52,660 (+108.97%) |
| 2023 | $25,200 (-) Land $3,180 Building $22,020 | $25,200 (-) | |
| 2022 | $304.00 | $25,200 Land $3,180 Building $22,020 | $25,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 12, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAURINBURG serves 18,288 people · EPA ID NC0383010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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