514 E 9th St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 514 E 9th St, Zumbrota, MN 55992

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 3,432 sqft · built 2020
Lot Size	9.81 acres (427,324 sqft)
Owner	Company Name on Record
Last Sale	$2,500,000 (May 2022)
Tax Bill	$48,346 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`72.680.0160`

Property Details

APN / Parcel Number

Primary APN	`72.680.0160`
Alternative APN	`51578`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,432 sqft Total Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	427,324 sqft (9.81 acres)
Garage Type	Attached
Garage Area	792 sqft
Porch	Slab
Utility Building	7,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	51578
Street Address	514 E 9TH ST
City	ZUMBROTA
State	MN
Zip	55992-2902
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	UNPLATTED LAND 9.81 AC DOC#685117 PT OF SE1/4 SEC 31-110-15 BG AT PT 1449.78 FT N & 176.56FT E OF SW CR E119.80FT N26DG 15MN
Legal Subdivision	UNPLATTED LAND
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	4
Census Block	4035
Census Tract	80900

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4034 WHITE BRIDGE RD NW, ORONOCO, MN 55960-1445
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit PINE ISLAND BANK
Oct 6, 2020	Deed of Trust, Mortgage · Construction Mortgage PINE ISLAND BANK
Feb 18, 2021	Deed of Trust, Mortgage · Construction Mortgage PINE ISLAND BANK
May 10, 2022	Warranty Deed, Transfer · Line of Credit FORESIGHT BANK
Jun 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	May 10, 2022 · Amount on Record
Deed Document Number	2022685117
Prior Transfer Date	May 4, 2022
Prior Transfer Doc	0000685116
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	45820 190TH AVE, ZUMBROTA, MN 55992-2801
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4034 WHITE BRIDGE RD NW, ORONOCO, MN 55960-1445

Mortgage

Document Number	000A694500
Date	Aug 25, 2023
Instrument	A694500

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 23, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	45820 190TH AVE, ZUMBROTA, MN 55992-2801
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19229 COUNTY 10 BLVD, ZUMBROTA, MN 55992-7202

Mortgage

Document Number	0000670246
Date	Dec 11, 2020
Instrument	670246

Lender

Name	PINE ISLAND BANK
Type	Bank
Address	PINE ISLAND, MN 55963

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	45820 190TH AVE, ZUMBROTA, MN 55992-2801
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19229 COUNTY 10 BLVD, ZUMBROTA, MN 55992-7202

Mortgage

Document Number	0000668120
Date	Oct 6, 2020
Instrument	668120

Lender

Name	PINE ISLAND BANK
Type	Bank
Address	PINE ISLAND, MN 55963

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 9, 2021

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	45820 190TH AVE, ZUMBROTA, MN 55992-2801
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19229 COUNTY 10 BLVD, ZUMBROTA, MN 55992-7202

Mortgage

Document Number	0000672463
Date	Feb 18, 2021
Instrument	672463

Lender

Name	PINE ISLAND BANK
Type	Bank
Address	PINE ISLAND, MN 55963

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	247 Months
Due	Sep 15, 2041

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	May 10, 2022
Property Address	45820 190TH AVE, ZUMBROTA, MN 55992-2801
Document Number	000A685117
Instrument Date	May 4, 2022
Instrument	A685117
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4034 WHITE BRIDGE RD NW, ORONOCO, MN 55960-1445

Mortgage

Document Number	000A685118
Date	May 10, 2022
Instrument	A685118

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 4, 2047

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Jun 12, 2018
Property Address	45820 190TH AVE, ZUMBROTA, MN 55992-2801
Document Number	000A647900
Instrument Date	Jun 5, 2018
Instrument	A647900
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19229 COUNTY 10 BLVD, ZUMBROTA, MN 55992-7202

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$48,346.00 (+17.19%)	$2,299,400 (+4.65%) Land $120,000 Building $2,179,400	$2,299,400 (+4.65%) Land $120,000 Building $2,179,400
2025		$2,197,300 (+2.62%) Land $115,800 Building $2,081,500	$2,197,300 (+2.62%) Land $115,800 Building $2,081,500
2023	$41,256.00	$2,141,300 Land $110,900 Building $2,030,400	$2,141,300 Land $110,900 Building $2,030,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Zumbrota serves 3,172 people · EPA ID MN1250020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TSC Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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