514 E 950 S, Flat Rock, IN 47234 Property Records

Shelby County property record for 514 E 950 S, Flat Rock, IN 47234

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,322 sqft · built 1950
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on Record
Tax Bill	$963 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-15-20-400-001.000-021`

Property Details

APN / Parcel Number

Primary APN	`73-15-20-400-001.000-021`
Alternative APNs	`00377944532` `0033202700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,322 sqft Living Area
1st Floor Area	2,322 sqft
Upper Floors Area	832 sqft
Basement Area	416 sqft
Finished Basement	416 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	54,014 sqft (1.24 acres)
Terrain	High
Garage Type	Mixed
Garage Area	1,800 sqft
Parking Spaces	9 Parking Spaces
Porch	Porch
Porch Area	692 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00377944532
Street Address	514 E 950 S
City	FLAT ROCK
State	IN
Zip	47234-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SE 20 11 7 1.24A
Jurisdiction	SHELBY IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3033
Census Tract	710900

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 E 950 S, FLAT ROCK, IN 47234-9400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
Jan 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	514 E 950 S, FLAT ROCK, IN 47234-9400
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E 950 S, FLAT ROCK, IN 47234-9400

Mortgage

Document Number	2026000633
Date	Feb 9, 2026
Instrument	2026000633

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	10194 CROSSPOINT BLVD STE 110, INDIANAPOLIS, IN 46256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	514 E 950 S, FLAT ROCK, IN 47234-9400
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E 950 S, FLAT ROCK, IN 47234-9400

Mortgage

Document Number	2023000187
Date	Jan 17, 2023
Instrument	2023000187

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Washington Township
Unified School District	Southwestern Shelby County Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$963.00 (+3.77%) Homeowner's exemption	$180,900 (+9.5%) Land $25,600 Building $155,300	$180,900 (+9.5%) Land $25,600 Building $155,300
2024	$928.00 (+13.31%)
2023	$819.00 (+9.64%)	$165,200 (+19.71%) Land $25,600 Building $139,600	$165,200 (+19.71%) Land $25,600 Building $139,600
2022	$747.00	$138,000 Land $22,400 Building $115,600	$138,000 Land $22,400 Building $115,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1998–2025)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Verizon.

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